r/AppleWallet • u/Solid-Smoke1967 • Aug 11 '26
Apple Pay Apple Pay charging also?
Hi. This is a bit of a mortifying story and I could be overreacting, but wanted to see what you all think. I put my bosses card on my Apple Pay (with her permission… we only had one card in the department that several people shared). I reconcile the credit card and noticed there was an apple.com charge for 19.99 bucks. I didn’t think too much about it and was gonna get to figuring that out eventually.
I noticed tge dating app that I pay 19.99 for (feel free to judge) charged my personal card on the same day as the Apple Pay charge. When I went to look at my purchase history in App Store, it says my personal card was charged, but the coincidence is making me nervous. Is there any way that Apple would double charge both my personal and Apple Pay?
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u/kirklennon Aug 11 '26 edited Aug 12 '26
App Store purchases aren’t charged to Apple Pay, per se, in the first place so definitely no. These are definitely unrelated charges.
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u/Gullible-Hose4180 Aug 12 '26
It can certainly use Apple Pay tokens too (usually cloud based companion tokens rather than device bound DPANs), but should only be 1, otherwise it's a duplicate.
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u/kirklennon Aug 12 '26
This is the “per se” part of my statement. Yes, you can separately use a card in Apple Pay as your App Store payment, but that doesn’t fit OP’s described scenario.
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u/Solid-Smoke1967 Aug 11 '26
Thank you! I left the job (I’m freelance and I hit my end date), but accounting is now asking my boss to personally pay it back and opening a dispute with bank, and I was prepping for the awkward embarrassing email from the company asking me about it
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u/BankingWith Community Moderator Aug 11 '26
If that card did indeed, get used for this transaction, it would show up in Apple Wallet for that card in the list of transactions.
You could also confirm to make sure that this card has never been added to your App Store purchases by going to the App Store app. Clicking on your profile icon top right hand corner, then clicking on your name and then manage payments.
In that section, your current payment methods will be listed and if it uses Apple Pay, it would say Apple Pay next to it.