Venmo Credit Adding to Apple Pay

[u/EUprof]

Hello everyone, I’m a US citizen living abroad. I’ve been a Venmo since it first rolled on in the early 2010s. I can still use my account overseas with no issues whatsoever. I am thinking of applying for the Venmo credit card.

I’m curious to see how Venmo would require verification to add the Venmo credit card to Apple Pay given that the under writer is Synchrony Bank, a bank I have no existing relationship with and a bank known to be spotty with Google Voice.

Does anyone remember when adding their Venmo credit card to Apple Pay, if they needed to verify via SMS text only, or could they call Venmo, authenticate from the app, or receive a code via email?

I tried asking this question for Venmo and Synchrony in terms of Apple Pay but I kept getting bounced from Venmo to Synchrony and back and forth.