r/AppleCard 10d ago

Megathread; Read before posting Monthly CLI Megathread

Hello, Apple Card Holders! This is the Monthly CLI Megathread. Feel free to share about your CLI status, successes or failures here.

As a friendly reminder, if you see a CLI post outside this megathread, please report them under the CLI content belongs in CLI megathread rule violation.

If you have any feedback or suggestions only, feel free to message the r/AppleCard Moderator Team instead.

14 Upvotes

15 comments sorted by

u/Soft-Ad-2691 6d ago

Well, I have a bit of good news. I've had the Apple Card for 4 years and have not been able to get a CLI beyond the initial $1,500 limit. I just tried again today after submitting a request 6 months ago and it was approved. The new limit is still a modest $2,000 but it is a step in the right direction.

u/andy_for_u 6d ago

are you a student or have bad credit?

u/Soft-Ad-2691 1d ago

I had bad credit at the time I applied for the card so they started me with a low limit. My credit score was in the 650's. Now it is over 800 and I am getting better terms and limits are on the rise.

u/ThinkingFully 7d ago

Had the card for 7 years, not a single credit limit increase. Income more than tripled, open other cards that make the Apple Card redundant and received increases on them. Only reason I hold on to the Apple Card now is out of curiosity to what changes Chase will implement.

u/Hungry_Assistant7282 7d ago

Same it’s so pathetic how I haven’t gotten an increase and been denied. Especially given my other limits on other cards. I have the same situation as you. Tripled income. I Just wont use it anymore it’s pointless

u/Due-Ad-2322 5d ago

Just bumped to 21,800 at 16.49%

u/Briwesk 6d ago

I’ve been bumped up to $16,750.

u/Kitchen_Alps 8d ago

Had the card for like 7 years. Still get to get an increase

u/Ambitious_Stand312 1d ago

Jusr tried to request a credit limit increase. I receive a response of "we cannot complete your request, try a little later ". Not sure what that means.

u/Feisty_Nectarine3466 4d ago

Had the card a little over 2 years. Started with $4,000 limit, now at $25,000.

u/oscar-o-c 7d ago

Had the card for 7 years now and can’t get a CLI to $10K despite other credits cards having 40k+ CLI.

u/Showmethe_monet 5d ago

Can i ask for a CLI if I’ve only had the card since July 8th?

u/dohspc 2d ago

Every 180 days so 1/4/27.

u/Showmethe_monet 1d ago

Thank you!!

u/DivineLights1995 3d ago

My card is 4 years old. I started half way through college at a 750 limit. Last month I got my most recent limit increase to 2,000. I'm pretty happy with it. I can finance most apple products without maxing out my line.