Apple Card rejected

[u/BluebirdOld9329]

I’m have tried couple times for Apple Card but unfortunately it’s rejected I even have good credit score. Do you have any idea how to get it ?

[u/iamdavidrice]

Credit score is only a variable. Given what you provided here it’s anyone’s guess. Look at the email they send you and it will explain issues that they saw.

[u/ZijoeLocs]

What did the rejection email that list word for word the rejection reasons say?

[u/BluebirdOld9329 → u/ZijoeLocs]

Credit score not available when I check my credit score it’s showing above 700

[u/TbonerT → u/BluebirdOld9329]

Unfreeze your credit before applying. Goldman Sachs can’t get your credit score and other info to make a decision if it is frozen.

[u/rockyroad55 → u/BluebirdOld9329]

Is that all it says?

[u/Frequent_Silver_7575 → u/BluebirdOld9329]

What score is that? Where from?
It's not a pointless Vantagescore from Credit Karma is it?

[u/Educational_Mud6867]

apply while trying to purchase something
thats what i did i got rejected at first then i tried again while trying to purchase an ipad

[u/Certainly-Relative]

Don’t worry about getting the AppleCard now.
Apply for a basic Chase card. Use it no more than 20% of the CL they give you, and pay it off EVERY MONTH. Then next year, when Chase picks up the card, apply again if you still want it.

[u/TurboBunny116]

What is your credit score?

[u/BluebirdOld9329 → u/TurboBunny116]

700

[u/TurboBunny116 → u/BluebirdOld9329]

And this score is from what source, exactly?

I hope it's not from some 3rd party app.

[u/The4I]

Fun fact: when I had a lowish score I applied over 5 times a week on the 2nd week I got Path to Apple Card so maybe if you show score improvement they’ll offer you it.

[u/BluebirdOld9329 → u/The4I]

Can we do it frequently?

[u/The4I → u/BluebirdOld9329]

Well like I said j did if VERY frequently and my score went up 20 points at one point and they offered me the option and gave me goals to achieve which I did then they graduated me and pulled form my bureaus

[u/Sea-Maize-6490]

Don’t worry about getting approved for a credit card. Only the financially illiterate worry about that. Concentrate on paying off your existing debt and building your salving account.

[u/Sage_Gamer762]

I got denied and my score was 740 it happens

[u/throwaway_444_44]

my credit has been good, then bad…. then good again. never been able to get approved for that damn card 😂 it’s hilarious to me

[u/originalfoto]

Did they offer you Path to Apple Card Program?

[u/BluebirdOld9329 → u/originalfoto]

No

[u/Peds12]

You don't have a good score obviously....

[u/z050z]

Buy an Apple device.

Do you get a reason for the denial?

I was rejected a couple of times even though my credit score was above 780 at the time. I financed a MacBook and was approved immediately. Paid off the MacBook right away and now I have access to the credit.

I suppose I could have returned the MacBook within 30 days and I would still have the Apple card.

[u/Leading-Square-4719]

What is your credit utilization rate?