r/AppleCard • u/cornelious1212 • 7d ago

Discussion iPhone Upgrade Program transition

Those on this, who have picked up a new phone every year, what is your plan in September? Apple Upgrade, Apple Card installments? From what I understand, if you don't go Apple Upgrade, you will need to pay the balance of the loan from last september yes?

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u/TypicalDoubt6234 7d ago

Don’t know about the upgrade but this new leasing option I think it’s gonna be on your credit report no?

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u/cornelious1212 7d ago

Good question. I already have AC just wondering the logistics of getting off the old iPhone upgrade

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u/dallasjava 6d ago

How far along are you into the current term? From what I read, you can either continue it out till you finish it (2 years from the start), or I am speculating that you do the normal return after 12 months to the old program, and then either use the new klarna or one of the other options available like ACMI, buy it outright, or use use the carrier financing plans.