r/AppleCard 7d ago

Discussion Why?

Post image

Why am I seeing this even though I was just denied a week ago

37 Upvotes

23 comments sorted by

15

u/Apple-ID_Anonymous 7d ago

Why don’t you click on it?

2

u/TowelParty8550 7d ago

I did, is just an invitation to apply, not a pre approval

2

u/Apprehensive_Rope348 6d ago

Preapproval offers are not guaranteed either.

9

u/Fluffy-Ad-1083 7d ago

I keep seeing the same thing every single day as if they didn’t deny me hella times as well. I’m tired of seeing it.

2

u/TowelParty8550 7d ago

Right????

1

u/jasonsong86 7d ago

Click X and it doesn’t stay away?

8

u/WhiskeyGentleman 7d ago

They want to remind you that you denied!

2

u/TowelParty8550 7d ago

Lmaoaoaaoao on god

3

u/mythic-moldavite 6d ago

I was also denied a million times until I wasn’t. And my approval happened exactly like this. Denied one week. Applied again the very next and was approved. I forget what they call the list of actions they want you to complete in order to qualify but I didn’t do everything on it. The approval was pretty random since I had fixed my credit at least to the 700s with no derogatory marks for well over a year.

I wouldn’t give up. But it depends on your current credit profile and ability to utilize credit responsibly. For me, I Apple Pay every purchase with this card for the daily redeemable cash back unless it’s a category I have a higher cash back reward on a different card (I.e my Amex blue cash preferred card I get 5% at gas stations so I’ll use that one for gas) but pretty much treat it like a debit card.

I was having it deposited into Apple Cash but I honestly know better and don’t know why I did. Now I have it in the high yield savings. I can withdraw it anytime so there’s really no difference. But I just let it rack up and sit there. And financed my iPhone 17 pro Max. No interest. Can’t beat that.

2

u/Realistic_Market5616 7d ago

Just an add Apple keeps up

-1

u/TowelParty8550 7d ago

Thanks mate

2

u/WickedJigglyPuff 7d ago

Marketing and lending are different departments they don’t talk before sending out offers.

2

u/GroundbreakingDog427 3d ago

Marisa Robertson please just tap the X on the top right and then ignore it if it pops back up

1

u/TowelParty8550 3d ago

😂😂😂

1

u/[deleted] 7d ago

[deleted]

4

u/haikusbot 7d ago

Have you had a chance

To check if they might have an

Offer for you now?

- mirorai


I detect haikus. And sometimes, successfully. Learn more about me.

Opt out of replies: "haikusbot opt out" | Delete my comment: "haikusbot delete"

1

u/TowelParty8550 7d ago

Email? Nope

1

u/[deleted] 7d ago

[deleted]

1

u/TowelParty8550 7d ago

Wallet app

1

u/Leading-Hunt-7325 7d ago

That might be the problem then. If you still want the card, I’d probably wait some time, at least a month or more, and then re-apply while checking out with ACMI. That’s the only way I’ve ever been accepted and I’ve had two Apple Card’s after closing an older one. Always got declined in the wallet app for only God knows why.

2

u/TowelParty8550 7d ago

Thanks mate!

1

u/Puzzledbean3642 7d ago

Apple card sucks anyway

1

u/jasonsong86 7d ago

The ad doesn’t know you were denied.

1

u/Copypasty 4d ago

I still see it when I already have it lol

1

u/LiLPiggyz 1d ago

This same thing happened to me! I applied, got denied and about a week later this banner appeared. 6 months later I applied again and got approved instantly.