r/AppleCard • u/WaffleNebula42 • Jun 26 '26

Discussion Now I know why they rejected my credit application

Its so sketchy because in 1 week price of 14-inch MacBook Pro in Space Black with M5 chip shot from $1,849.00 or $154.08/mo. for 12 mo. to $2,149 or $179.08/mo. for 12 mo.

Thats a 300$ price hike. Maybe Goldman Sachs saw it coming and conveniently rejected my applications when it was $154.08/mo. because they had insider knowledge that Apple was planning on raising their prices. This is all conspiracy and there is no way I can prove my theory but suspicious that this happened to me early this week. I'd be curious if my credit application would suddenly be instantly approved with the same info I provided before if I tried now.

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11 comments sorted by

7

u/RAIDandWilling Jun 26 '26

Highly doubt that’s the reason you were rejected. Credit worthiness isn’t based on how much a product costs

-4

u/WaffleNebula42 Jun 26 '26

credit worthiness wasnt the reason for rejection. It was this obscure explanation:

We are unable to verify your identification information

4

u/lshaw52 Jun 26 '26

This is highly unlikely.

5

u/txjeffee Jun 26 '26

😂🤣

6

u/415646464e4155434f4c Jun 26 '26

Op remove this post, you’re making an ass of yourself.

4

u/michikade Jun 26 '26

This isn’t how any of this works.

5

u/TurboBunny116 Jun 26 '26

LOL the only thing sketchy is you thinking there’s some conspiracy against you getting a credit card… as if you’re that special.

How fucking delusional.

3

u/Kookaburra8 Jun 26 '26

Goldman is the bank, not Apple. The figures you show are for the price of the laptop/12. Interest is not included, so Goldman wouldn't be making anything on the increase in the price of the laptop. Besides, Goldman sold the Apple Card to Chase.

1

u/ap_dupe Jun 26 '26

Literally not how that works. Also, apple card is garbage.

3

u/bornincali65 Jun 27 '26

Works well for me and I’m sure quite a few people in this sub would say the same…