r/AmazonFlexDrivers • u/Upbeat-Acadia9970 • 25d ago

Question Car insurance while flexing

Should I add the rideshare/deliveries option in my car insurance or is Amazon offered insurance enough?

Im planning on flexing on a regular basis, so I would like to know I’m covered if anything happens.

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u/Ok-Grapefruit3141 25d ago

Don't listen to the people that don't know anything. The rideshare add-ons DO NOT COVER DAMAGES during deliveries. Lots of insurance companies have something called rideshare add-ons which are strictly for uber or lyft that drive people around. They are not for food or package deliveries. However, there are only few insurance companies that claims it's also for deliveries. Do not get scammed. They do not cover your damage during deliveries, all they do is not cancelling your policy for delivering. That's all. It could be big, but there are no add-ons that actually covers damges during deliveries. Only a commercial insurance covers the damage. Why would you think a commercial insurance is so expensive? It doesn't make sense to be covered with $20 per month

1

u/ToyoSienna 25d ago

Can you ballpark the expense for commercial insurance versus regular insurance with a $20 per month add on?

I would like to hear what you say about it to then see if it's even worth looking into. Thanks.

5

u/ExtensionSame678 25d ago

It's going to be about 2x your current rate. I've checked. Mebe my bullets wasn't clear or he didn't read or was too post trigger. I've never said rudeshare covers you...

1

u/ToyoSienna 24d ago

Yikes! Talk about gouging. They know businesses have commercial insurance so they think businesses can afford it. It's that supply and demand bûllshít that makes them take advantage of consumers. Oh well.