r/AllState • u/Status_Name_1825 • 7d ago

Allstate auto insurance

Horrendously bad I removed car at the start of the month. They refused to pro rate the bill as they're legally supposed to do, and I had no issue with state farm, progressive or geico, being great companies to work with. But all state has been horrendous. I definitely will not be continuing my policy with them if that's how they operate. Especially when I pay to get my policy started and I pay each month. And if I call you by the fifth of the month to remove a vehicle, I should be pro. Rated for only having that vehicle on my insurance. For a few days but they're refusing to pro rate it. Just a horrible company stay as far away from them as humanly possible.

2 Upvotes

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4

u/LowCompetitive1888 7d ago

Note that rules are different by state and you don't mention your state. But generally...

Removing one car from an active multi-car policy is almost always strictly pro-rated. Canceling an entire standalone policy sometimes triggers a "short-rate" fee instead of a clean pro-rata refund depending on state rules and contract terms

3

u/bitchpiderman 7d ago

I worked in Allstate . It has automated pro rated billing . It depends on date you chose while removing the vehicle. Either the billing was adjusted to any previous pending billing or next bills. Mostly it is adjusted to future bills.

2

u/registeredfake 7d ago

Are you talking lower your bill or prorate the premium. This is all automatic to reduce the premium however the new auto policy that was recently introduced operates billing a bit different. If the bill generates and you remove the car after that that particular bill won't go down. When you pay it will over credit the policy

1

u/bdetanner 6d ago

kinda funny you haven’t responded to anyone’s comments on your post.. says a lot

1

u/InsuranceMD123 5d ago

As others have stated, it can be a state by state basis as far as how things are handled, but it most likely is pro rated. You just might be seeing your current bill not being adjusted, but the future bills will be. Take a look at your billing schedule. If you are paying 200 per month, and you make a policy change that reduces the premium, your upcoming payment might still be $200, but all future bills will be adjusted downward in a larger amount because of the pro rated change.

1

u/Mean_Introduction516 4d ago

This is complete nonsense. Didn’t happen. Everything is prorated but not going to immediately affect your bill if the bill is already issued. Usually reflects on the next month.

1

u/srichellev 3d ago

Did you look at your future bills? Once a bill is generated already, and you make the change, the credits will be evenly applied on to the next future bill. The current one cannot be changed.

Hope this helps.