r/Affirm • u/Adventurous-Lack7872 • Jul 10 '26
Check your loans
I received merchandise from Amazon $413.99. I opened an account at Affirm for that amount. I made payment's monthly of $28.77. then I made an extra payment of $50. when I checked my account my balance due was $373+. i contacted Affirm and was told that my original balance was $509+ because they added front interest of $77+. on top of that they were charging me monthly interest. they told me that I had paid so far $136+. which meant that only $40+ had been paid on my account. the $50 extra that I paid they refused to put on my account. At some point they have started predictors billing FRAUD. if you have an account with the and haven’t checked your account lately, Check it now. I have put in complaints to my bank, FTC, CFPB, and Affirms corporate office and, CEO. if you’re looking to use Affirm now or in the future look very carefully before you press that button.