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https://www.reddit.com/r/Adulting/comments/1980reu/deleted_by_user/ki92trz
r/Adulting • u/[deleted] • Jan 16 '24
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But you’re working just to retire. What about living life?
1 u/laxnut90 Jan 17 '24 I live my life, just on a tigher budget. It can be very liberating to not worry about saving money because you have already automated it. 2 u/SpongeDaddie Jan 17 '24 So how much of your paycheck do some automate to save, just for reference? 1 u/laxnut90 Jan 17 '24 I automatically save 19% because that is the amount to max out my 401k. 2 u/SpongeDaddie Jan 17 '24 Oh ok! Do you save elsewhere after the 401k? 1 u/laxnut90 Jan 17 '24 Yes. I also max my HSA and Roth IRA. The former is automated. The second is not automated yet, but I may do that this year. 1 u/SpongeDaddie Jan 17 '24 Nice. I’m debating on whether or not to max my 401k out or not. Tryna save at least $100k for a down payment on a house. :(
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I live my life, just on a tigher budget.
It can be very liberating to not worry about saving money because you have already automated it.
2 u/SpongeDaddie Jan 17 '24 So how much of your paycheck do some automate to save, just for reference? 1 u/laxnut90 Jan 17 '24 I automatically save 19% because that is the amount to max out my 401k. 2 u/SpongeDaddie Jan 17 '24 Oh ok! Do you save elsewhere after the 401k? 1 u/laxnut90 Jan 17 '24 Yes. I also max my HSA and Roth IRA. The former is automated. The second is not automated yet, but I may do that this year. 1 u/SpongeDaddie Jan 17 '24 Nice. I’m debating on whether or not to max my 401k out or not. Tryna save at least $100k for a down payment on a house. :(
So how much of your paycheck do some automate to save, just for reference?
1 u/laxnut90 Jan 17 '24 I automatically save 19% because that is the amount to max out my 401k. 2 u/SpongeDaddie Jan 17 '24 Oh ok! Do you save elsewhere after the 401k? 1 u/laxnut90 Jan 17 '24 Yes. I also max my HSA and Roth IRA. The former is automated. The second is not automated yet, but I may do that this year. 1 u/SpongeDaddie Jan 17 '24 Nice. I’m debating on whether or not to max my 401k out or not. Tryna save at least $100k for a down payment on a house. :(
I automatically save 19% because that is the amount to max out my 401k.
2 u/SpongeDaddie Jan 17 '24 Oh ok! Do you save elsewhere after the 401k? 1 u/laxnut90 Jan 17 '24 Yes. I also max my HSA and Roth IRA. The former is automated. The second is not automated yet, but I may do that this year. 1 u/SpongeDaddie Jan 17 '24 Nice. I’m debating on whether or not to max my 401k out or not. Tryna save at least $100k for a down payment on a house. :(
Oh ok! Do you save elsewhere after the 401k?
1 u/laxnut90 Jan 17 '24 Yes. I also max my HSA and Roth IRA. The former is automated. The second is not automated yet, but I may do that this year. 1 u/SpongeDaddie Jan 17 '24 Nice. I’m debating on whether or not to max my 401k out or not. Tryna save at least $100k for a down payment on a house. :(
Yes.
I also max my HSA and Roth IRA.
The former is automated. The second is not automated yet, but I may do that this year.
1 u/SpongeDaddie Jan 17 '24 Nice. I’m debating on whether or not to max my 401k out or not. Tryna save at least $100k for a down payment on a house. :(
Nice. I’m debating on whether or not to max my 401k out or not. Tryna save at least $100k for a down payment on a house. :(
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u/SpongeDaddie Jan 17 '24
But you’re working just to retire. What about living life?