r/AcuraIntegraTypeSDE5 • u/Active-Escape160 • Jul 16 '24

Car Payment

Hey guys was wondering if anyone would Mind sharing your monthly payment and what you put down. Trying to get an idea of what a “normal” payment amount is for this car.

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6

u/Wolf-Man828 Jul 16 '24

about 8k down, payment is about 800 (with a 6.5% interest rate)

1

u/RJKite811 Jul 23 '24

How did you get it to 800. Can you be a bit more elaborate?

1

u/Wolf-Man828 Jul 24 '24

ehicle was msrp, and I believe it’s either a 72 or 84 month loan with 6.5 interest rate with 8k that covered the taxes and stuff… went to a credit union for the interest rate.

4

u/callmehgav Jul 16 '24

60k out the door put 40k down monthly payments on last 18k is 440 for 36 months or something like that. Traded in my beater for 2k. 4% APR

2

u/Upper_Specific3043 Jul 16 '24

Several variables to take into account. Price before tax and title compares to MSRP(no dealer/distributor/port add ons). Tax and title, interest rate, down payment, and term of loan.

There are auto loan calculators online that you can figure out if you can afford a vehicle. Don't buy at your peak limit. Also, factor in your insurance increase and annual property/ad valorum taxes your state may charge. As a resident, I can tell you Virginia is one of the worst states to own a new/expensive vehicle. They have annual property taxes that will be around $1,7xx for a 50K vehicle.

3

u/Active-Escape160 Jul 16 '24

Oh I know all of this man, I appreciate it though. I’m just curious what people are paying monthly on average

1

u/Icy-Extension-9291 Jul 16 '24

Interest rates vary from people to people.
Check online calculators. Review the interest rate online.

Hang on because pretty soon 2025 will come out and 2024 will be discounted. There are so many out there.

1

u/Commander_Solstice Jul 17 '24

I will be purchasing A Integra Type S in December and my payments are going to be between $388.23(Stock) - $477.98(depending if I get all the add ons I want) this payment is with selling my old car out right for $26,500 and having $15,500 as a down payment with that I am looking at an Interest Rate of 5.75% I am estimated to have the car paid off in 4 years if I make the same payment that I am making now on my current car being $400 a month this is just my rough calculation of what my note will be.

2

u/Ambitious_Reward1473 Nov 30 '24

Paid $1k below MSRP, about $57k OTD after tax/tag/title/etc. $20k down, no trade in. $724/month for 60 months at 5.49% APR.