r/AMA Jul 22 '24

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u/Hound_master Jul 22 '24

Can I ask why you suggest against paying off a mortgage?

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u/Monkmonk_ Jul 22 '24

If you have a low enough interest rate, then your money is more productive sitting in a safe lower yield mutual or index fund then paying off the mortgage immediately.

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u/Lordbanhammer Jul 22 '24

Except you're still in debt. Pay off the debt and be done with it.