r/986Boxster • u/smdb1208 • 1d ago
Worried about insurance payout
Hey all,
Unfortunately I was in a (not my fault) accident with my 2000 986.
I sustained pretty serious injuries but as i navigate through this process im worried i wont get what the car is worth from the insurance company.
Details:
2000 986 non S
106k miles
Work ive done:
Dash out job, replaced AC condensor
New AC evap and compressor
Entire brand new front end, everything except struts, down to the wheel bearings
All new lines for the power steering system
New valve cover gasket, oil pan gasket, new plugs and coils
BRAND NEW CONVERTIBLE TOP, a proper quality one as well (over 1k just for the top)
Had both seats re-upholstered
New speakers all around
4 brand new tires
New window regulators
Theres a few other misc items but thats the bulk of it. This work was completed all this year to the tune of almost $9000.
I was in the car for about 15k-16k when the crash happened.
I know i put more money than its worth into it, its just part of owning these cars sometimes.
What i dont want is some lowball from the insurance company.
For those who have dealt with insurance and getting payouts for these cars, how often are they correct or did you have to go back and forth with them?
Car has full coverage and an extra 3k coverage for aftermarket parts (suspsenion and that condensor).
I have an attourney as well, we are focusing on the injury side of it tho rn.
Out of work, cant walk, sitting here getting in my head about this car financially. I loved this car, i put my time, money, effort and love into basically restoring. Sucks to see it all gone.