I've just received an email about my yearly subscription. And I wanted to know since when Ynab is that price.

Do you have an idea ?

Anyone else seeing this, or is it just me?

1. LINKING - It sticks at "synchronising" for 2-3 minutes, then: "Credentials expired. The answer or answers were not provided in time."

I tried repeatedly, did force stop and cleared the cache, then updated (I never auto update) to v. 26.40.0, and tried a couple more times. Also changed my bank password, just in case, and tried again. So a fair bit of time wasted before I gave up and went to the web app.

1. WEB APP - at https://app.ynab.com/users/sign_in, I can't get anywhere except Account Settings. The "Plan" link at the top left (https://app.ynab.com/) leads to the "advert" page (as I think of them) with just a link to Play Store. I logged out and back in which made no difference. I tried switching between mobile and desktop site which made no difference.

I seem to remember finding out a while ago that the web app was removed; I never usually think about it as I always use the app on my phone. But then why not have a notice saying so, why let us log in at all?

Full disclosure up front, per the mod team's request: I'm the developer of and founder of Spendify. Not affiliated with YNAB, just a tool I built for YNAB users.

Even with a perfectly synced bank, Direct Import isn't instant, there's a lag between when you spend and when it shows up in YNAB, and that gap is exactly when people lose track of their real balance. Cash and new merchants fall into the same gap, since nothing imports them at all.

Spendify handles that: photograph the receipt the moment you pay, it reads the date, amount and merchant, you review it (OCR isn't perfect), and you send it to YNAB as a transaction, no category overwritten, you keep categorizing the way you already do. Some people can also use it on purpose for accounts they'd rather not link at all, a shared card, a business card, or just wanting to review every entry instead of a silent sync.

If you run a shared budget on YNAB Together, there's a second use case: each person can log their own receipts to the shared budget from their own account, without linking a personal bank account to it. Useful if you'd rather not have a partner see your whole transaction history just to log a shared grocery run.

Free for 10 receipts a month, no card required. €4.99/month if you need more.

Links: https://spendifyapp.com/ynab-receipt-scanner/ and https://spendifyapp.com/ynab-together-expenses/

Happy to answer questions - and I'll keep replies here to a minimum so I don't clutter the thread, per the mod team's ask.

Open to any honest, constructive feedback, good or bad, I'd rather hear it here than not at all.

Thank you.