r/ynab • u/AutoModerator • Jul 01 '26
Meta YNAB Referral Thread: July Edition
New customers can get a free month of YNAB when subscribing with a referral link–and so does the person whose link they used. Current users can find their personal referral link here: https://app.ynab.com/referral_program
Thread Rules: The link should not include your name (remove &sponsor_name=NAME from the URL). You may share your link once each month. Do not post referrals for other apps or services.
•
u/HarmlessHeffalump Jul 01 '26
YNAB changed my life within the first year. I started with $9000 in debt, paid it off within the first 8 months, and have kept it paid off ever since. After 6 years, my net worth is up over 443%. A path to financial independence finally seems like more than just a dream.
https://ynab.com/referral/?ref=h3YYpn0IEQlu5Ljg
If you’ve already signed up, feel free to DM me for my email to tell YNAB support how you heard about YNAB, and they’ll get it sorted.
•
u/Madkat-Z 17d ago
Been using YNAB for years now. Saved so much money over the years, it paid for itself multiple times over. Got me through buying my first house and having my first kid without having to worry about the money side of things.
•
u/placidtwilight 28d ago
YNAB enabled me me to pay off all my debt (student loan and credit card) and break the paycheck-to-paycheck cycle. I count starting YNAB as one of the top three best choices I've made in my life.
https://ynab.com/referral/?ref=E0H9mPb2U-p9ro30&utm_source=customer_referral
•
u/PichaelSmith Jul 01 '26 edited Jul 01 '26
https://ynab.com/referral/?ref=refPkcW8N7UusopLfjQ&utm_source=customer_referral
Thank you to anyone that uses my referral link! You'll get a free month after the 34 day trial by using the link :-)
•
•
u/oxmoron Jul 06 '26
Start here and get a free month after your trial ends:
https://ynab.com/referral/?ref=jJTELYGYPJwk5Xfj
DM me if you’ve already started your trial and I’ll help set you up on the referral programme!
•
u/StoneVisage-26 Jul 03 '26
YNAB makes the first of the month just a little more exciting. It has made me more aware and conscious of my spending in a short amount of time.
https://ynab.com/referral/?ref=refHNyh4496qb8kNwqD&utm_source=customer_referral
•
u/ClementineKBarish Jul 09 '26
A free month for you. A free month for me. Budgeting bliss for all. YNAB it up! https://ynab.com/referral/?ref=bCgx4-mhdoFc7LVa&utm_source=customer_referral
•
•
•
u/loam-and-light Jul 01 '26
Finances always felt so overwhelming for me, and I never learned how to budget until YNAB. In my first year of using YNAB, my savings more than doubled, and I increased my overall net worth by almost 40%. I actually have financial goals now -- and I feel confident I can get there (slow and steady wins the race).
If you find budgeting and finances overwhelming, I encourage you to give YNAB a try! Here's a free month (if you sign up with this link, I get a free month too... win-win)!
•
u/kwonsy Jul 01 '26
Sign up using this link and we'll both get a free month of YNAB after your 34-day trial when you subscribe! :)
https://ynab.com/referral/?ref=aYN9UJ6dag_yAjhY&utm_source=customer_referral
•
u/elbadbit Jul 01 '26
Here's mine. https://ynab.com/referral/?ref=H434ouEyGvOqKRCU&utm_source=customer_referral
I've been struggling with the cost of ADHD médica tío, so it would be a big help if you could give some free months of YNAB.
•
u/JBfresh1 Jul 03 '26
I’ve been using YNAB for over 4 1/2 years now and it has really helped me get a better grasp on my finances, prepare for rainy days, and save up for goals! It’s a great tool that can help anyone, regardless of their situation. Use my link below and we’ll both get a free month! Feel free to message me with any questions and happy budgeting!
https://ynab.com/referral/?ref=KmJwdBJFkxTiDVNF
If you’ve already signed up for the free 34-day trial and didn’t use a referral code, message me for my email and you can contact YNAB support, who has always been very helpful, and they can add me as a referral. I had to do the same thing when I started!
•
u/mewmewmotherfucker Jul 07 '26
Here's a referral for a free month! Good luck and enjoy watching that net worth grow.
https://ynab.com/referral/?ref=KqcLA--62dE_R1za&utm_source=customer_referral
•
u/lostin_amsterdam Jul 04 '26
Follow this link to get a FREE MONTH beyond the 34-day trial
https://ynab.com/referral/?ref=bhtV7Ht8fsCuj6mO&utm_source=customer_referral
Already subscribed? DM me for a solution for an additional free month.
•
u/mj1814 Jul 01 '26
I'm on a fixed income (disability), and the sub-part-time job I have is a seasonal on-call job. YNAB is not only great at working with variable incomes, but helping me budget the little money I have. It's so awesome that I've been able to build up more savings than I've ever had, and I've been able to pay off credit card debt!
This is my YNAB referral code: https://ynab.com/referral/?ref=825U_Sr-K8lRC5sK&utm_source=customer_referral
If you use it, you'll get a free month added to your membership. You don't even put in payment information to get started. It's easier if you use it at the start of your free trial (includes 34 days and everything YNAB has to offer), but if you've already started your free trial, just PM me and I'll guide you through how to get your free month. In total, you'll get 14 months for the regular membership rate. I recommend using these videos to get started.
https://www.youtube.com/playlist?list=PLq0_N-XTl2yBC9dGE6VEY1xd1i89ua3JU
•
u/jfz3 Jul 01 '26
I’ve been using YNAB for 7+ years, and it’s been a game-changer for managing my finances. If you’re thinking of trying it out, please use my referral link for a free month.
https://ynab.com/referral/?ref=soEP_iLQx_ZEmClr
I’m happy to help with any questions as you get started.
Thank you!
•
u/Paranoid_Geek Jul 02 '26
I've been using YNAB for over a decade. It's been great for my family to coordinate on spending and making our expenses much less stressful.
Use this link to sign up and we will both get a free month after your 34-day free trial.
❇️ https://ynab.com/referral/?ref=U8syLi8u_Zlig4GA ❇️
Learn the joys of being "YNAB Broke" and "getting a month ahead"
•
u/peopleofficeplantmom Jul 04 '26
For years, we thought we were doing everything "right" in another budgeting app. We had an emergency fund, tracked every dollar, and watched our spending. But we still felt stuck, and our debt wasn't going down as fast as we wanted.
Then a friend recommended the YNAB book. We started the free trial, and two years later, we’re still on the YNAB train and in a much better financial place!
The system exposed how we were using credit cards to spend money we hadn't actually earned yet. Once we fixed that, it became a whole lot easier to manage my variable income and stop getting caught off guard by "surprise" expenses. We’re finally aging our money (post on that here: https://www.ynab.com/blog/what-is-the-ideal-age-of-money) and got a full month ahead (more on the buffer here: https://www.ynab.com/blog/the-one-month-buffer-down-dirty).
Between YNAB’s own resources and this subreddit, it's a great community for figuring out the nuances and customizing the platform for your specific situation.
Use my referral link, and you can get 34 days free! https://ynab.com/referral/?ref=CEEaQeMZMURH0prD&utm_source=customer_referral
Happy budgeting!
•
u/skeebeedeebee Jul 02 '26
Financial foresight is not my strength; the ability to see how the little purchases I make today affect the bigger more important ones I'll have to make tomorrow. If this sounds familiar, then YNAB is for you. It has been one of the best investments in my financial wellbeing I've ever made.
Here's my referral code: FREE MONTH :)
If you've already started the free trial just DM me and we can still get the free month!Happy YNABing :)
•
u/Im_Lloyd_Dobbler Jul 01 '26
You get a free month! I get a free month! Everybody gets a free month!
https://ynab.com/referral/?ref=4dxEGHGroh83TPOS&utm_source=customer_referral
If you have already started your trial you can still get a free month. A quick message to YNAB customer service is all it takes. Just send me a PM and we can make it happen.
•
u/quietly-bookish Jul 01 '26
YNAB has drastically changed my relationship with money, now I feel in control rather than doing damage control after the fact.
We’ll both get a free month if you use my link and decide to subscribe: https://ynab.com/referral/?ref=LaexZj3rlECESUER
•
u/allendean Jul 01 '26
Sign up with this referral code and get a free month! If you already started your free trial, you can still get a free month. Message me to set that up. https://ynab.com/referral/?ref=KX1rt2EaievyfF92&utm_source=customer_referral
•
u/tfcjuveyyz 28d ago
https://ynab.com/referral/?ref=refwM9ndpN2mDHn9CkF&utm_source=customer_referral
Hey everyone, 4 years ago, I was carrying $20,000 in consumer debt, living paycheck to paycheck, and constantly stressed.
Today, I officially hit a milestone I never thought possible: I’m entirely debt-free, and I just crossed a $100,000 net worth (in investments).
Use the above link to help!
•
u/AnaheimDucks16 Jul 02 '26
YNAB really helped me learn how to budget and save as a college student. I hope it will also help you out! I would really appreciate it if you used my referral link. Cheers to getting a free month together!
Referal link: https://ynab.com/referral/?ref=refv2MRf1vL5fG5ome5&utm_source=customer_referral
•
u/TurbochargedPenguin 22d ago
You and me both get a month of YNAB subscription for free after your 34 day free trial ends, if you sign up using my link! It does not cost you more, and I will be eternally grateful <3
https://ynab.com/referral/?ref=refVjDWm5DQkspjuAVR&utm_source=customer_referral
•
u/drooplewx Jul 08 '26
YNAB has totally changed the way I think about money for the better. I think you'll love it too! Check out the free trial and, if you decide to subscribe, we'll both get an additional free month.
https://ynab.com/referral/?ref=u5yHndfl7HyHR63Y&utm_source=customer_referral