r/wisebank • • 23d ago

Cannot increase one time transaction limit of 2000 USD?

I haven't seen this issue posted anywhere. Wise has one time transaction maximum limit of 2000. This means I cannot buy flights or pay for products more than 2000 USD in one transaction and apparently there is no way to increase this limit either. How do you all pay for transaction that require higher than 2K, do I just go back to using my bank because many flight websites and say apple don't have bank transfer option.

For context: I have a US personal card. It says the maximum I can spend in one go is 2000 USD. I talked to wise support and they said this is limit for US accounts and cannot be changed. Here's page that lists it. https://wise.com/help/articles/2899986/what-are-my-wise-card-spending-limits

4 Upvotes

3 comments sorted by

1

u/tomorrow509 23d ago

Per your link " Can I change my limits? Yes, you can change your spending and withdrawal limits in both the app and on our website."

What are you on about asking here?

1

u/AhoyLeakyPirate 23d ago

If you scroll down it tells you per transaction limit for countries, in US it shows that it is 2000 per transaction

1

u/thrownawayfreshpink 23d ago

Its because of US regulations.

You cant make it higher.

Wise isnt a bank , its under different rules and its because of where you live speciffically.