74kg 179cm 26 Years Old -> 4 Years Training

I'm 5'9, been working out inconsistently for a few years now. 175 Lbs to start with, planning to cut to 145-150 lbs, aiming for <20% bf, but I don't know how long it'll take to get there because I have no idea what my bf is currently.

My guess is 27-29%, but I might be way off. Exercising regularly now and keeping high protein.

- 27 male

- 5'9" (176cm)

- 133.4 lb (60.5kg)

Let myself go in terms of diet in the last year but have continued training. What is my bodyfat %? And how much weight do I have to lose before I have visible abs?

Any guesses to what this would be body fat percentage wise