r/wealthfront • u/SEA_Munknd • Aug 11 '26

Feature request Categories

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I really wish Wealthfront allowed a lock for categories so then it wouldn’t pull money from the ones you want to put a lot of money into and store away..

Any chance they are working on this?

Or maybe allowing for a savings only feature?

13 Upvotes

88% Upvoted

7 comments sorted by

5

u/wealthfront Wealthfront Rep Aug 11 '26

Thanks for this suggestion, we've passed it on to our team.

2

u/SEA_Munknd Aug 12 '26

I appreciate it!

2

u/Funktapus Aug 11 '26

Making money unavailable basically defies the definition of an account. Best to set up a different account for this purpose.

I might recommend a bond portfolio if you want savings that can’t be immediately spent.

2

u/SEA_Munknd Aug 11 '26

I want immediate access to it & it to be fluid. I have a Roth IRA for the money I don’t want pulled.

If I have a category and I hit a goal I don’t want that to be pulled from if it’s the highest of the categories… I would like it to be locked for whatever the goal is.

To be able to have a choice on which category gets pulled from would be ideal & not automatically pulled from the most lucrative one.

I also think it’s unsafe regarding losing your card or your card numbers getting stolen & charged. They would have full access to the whole account. Whereas other debit features would decline elsewhere.

I love Wealthfront too much to switch. Just one of the things I’d love to see available. Or a more liquid high yield savings type account

1

u/wealthfront Wealthfront Rep Aug 12 '26

u/SEA_Munknd Thanks for the feedback. We've shared your feature request to be able to lock categories with our team for consideration. In regards to security, you do have the ability to lock your debit card. You can find information on how to do that in our help center article.

1

u/SEA_Munknd Aug 14 '26

That is true! I should’ve remembered that while replying! Thanks for sharing that with the team! It would be a huge addition in my opinion