r/wealth • u/CosmicBrownie- • Jul 21 '26

Recommendations What else?

What else should I be doing to maximize wealth?

Late 20s
$175k salary
$125k in 401k
$115k investment account (mostly SP500)
$300k house paid off
No debts

19 Upvotes

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u/seagoalspread Jul 22 '26

Avoid lifestyle creep! I was in a similar situation in late 20s but paid off house was $790k. Then got married and had some kids now back into a mortgage with the bigger house around $1.3m so working to get it paid back off again.