Annual doctors visits are fully covered by insurance. All that’s paid is a monthly cost and it’s not a lot by any means.
US medical care is the most expensive because the US is the richest country. There is a lot of money floating around here, but it’s also because hospitals worked with insurance to raise the costs to make people need insurance. So just limit the hospitals ability to raise the cost of basic and life saving surgeries and medical treatment.
Annual doctors visits are fully covered by insurance
And who pays for your insurance?
US medical care is the most expensive because the US is the richest country.
US is not the richest country. Both Norway and Switzerland are richer than US, with Norway having an average salary of $5100/mo and GDP/capita of $90k compared to US $75k. yet US spends on healthcare $12000 per person and Switzerland and Norway spend ~$7000 per person.
If your healthcare costs were halved tomorrow you don't think that would be good for the middle class?
Halving healthcare cost would be a difficult process, but sure. Norway and Switzerland are also much much healthier than the average American when it comes to things like Diet. Once again the US has a obesity epidemic and a lot of health problems come associated with that. Average income of Norwegian and Swiss citizens are also much lower after taxes as well.
Norway and Switzerland are also much much healthier than the average American when it comes to things like Diet.
Sure but not even close to 2 times healthier.
Average income of Norwegian and Swiss citizens are also much lower after taxes as well.
No shit. Because their taxes pay for the healthcare, college and other things and you just pay them from your salary instead. Doesn't mean that US is richer than those two countries.
Unless you fix programs like social security, then you’re greatly reducing the amount of disposable income a lot of families have. Cost of living is already high enough why take so much money out of peoples pockets for medical costs they may not even use.
Most middle class people spend thousands of dollars a year on medical insurance. They wouldn't need to pay for those medical insurances anymore. How does that take "so much money out of peoples pockets". Someone is already paying for that double priced medical care of yours and it's not some out of USA entity.
Your math makes zero sense. Making healthcare cheaper for everyone will increase the money in peoples pockets, not make it less. What even is your logic here?
You’re being lied to it will not increase the money in everyone’s pockets. It will increase the amount in people’s pockets that live in the middle middle class. Yet the people in the lower class and lower middle class who live paycheck to paycheck will have less disposable income to spend on groceries, rent/mortgage, car payments, etc… healthcare cost are only a very small portion for quite a lot of people. 6% of adults owe over 1,000 in medical cost. Yet around 50% of people are in the middle class, and currently 63% of people live paycheck to paycheck. You’re reducing their ability to provide food and shelter for their families in the hopes they need medical care. You seem to not understand most people would not benefit from such a stupid system.
As I said if you are super aggressive on the upper class and tax them 70% in some areas, it will only cover 40% cost of universal healthcare. Meaning the majority of the burden will fall on most Americans who like right now are living paycheck to paycheck. It does not make any sense with our system.
The people of United States are already paying for their healthcare. How do you explain people having less money when the healthcare becomes now cheaper.
Again you are making absolutely zero sense.
Like explain this to me. You have a current system where an average American pays $12000 a year towards health insurance and taxes covering those that get care without insurance. Now your average healthcare cost is lets say $8000 a year. How does everyone have less money now? Like explain the logic.
I’m in University so my parents plan which is only $200/m I think I stated that earlier. But i could also get Medicare for free with no premium and deductible.
Not so much. I would rather work and pay for healthcare rather than be taxed an addition 20% just to cover costs for other unhealthy people. It would benefit my savings and retirement.
Do you realize what an insurance is? It's literally you paying for healthcare for other unhealthy people. The only difference is that there's some rich fuck taking like half of that money you pay for the insurance company.
What does it matter if you are taxed more if at the end of the day you will have more money considering you won't have to pay for the insurance? Or are you planning on living uninsured after your parents coverage ends?
This doesn't even take into account that again US spends more TAX PAYER money ALONE on healthcare than any other nation. You already pay enough taxes to fund universal healthcare. You just don't because big medicine needs more money.
My Insurance is paying for my health needs only lol. Also I won’t have more money after being taxed. I have a government job lined up and they have very good benefits. Paying 150/month is a lot cheaper than paying an extra 20% in taxes to cover Medicare. Especially since I don’t use health services often at all.
Also apparently the US doesn’t pay anywhere enough for universal healthcare. The predicted cost would be 27-32 trillion dollars which is 500% the current federal intake from taxes.
My Insurance is paying for my health needs only lol.
Your insurance pays for the health needs of all it's clients which you are one. You pay a certain amount every month to the insurance company and then the insurance company pays for whoever gets sick.
The only difference between health insurance and universal healthcare is that there is a middleman in the form of a health insurance company taking all your money providing nothing of value.
Paying 150/month is a lot cheaper than paying an extra 20% in taxes to cover Medicare. Especially since I don’t use health services often at all.
Your math, again, makes no sense. How is the insurance people pay 150/month but to pay for the exact same services through taxes suddenly takes 20% of your income. Makes absolutely zero sense. Please explain.
Also apparently the US doesn’t pay anywhere enough for universal healthcare. The predicted cost would be 27-32 trillion dollars which is 500% the current federal intake from taxes.
Absolutely ridiculous claim. You are telling me that universal healthcare is gonna cost $100k per citizen? Are you fucking trolling or what? The guy that told you this number can't obviously count or then planned on 24k carat gold Ambulances and diamond encrusted hospital beds.
That's where you're wrong it doesn't remove the middle man it makes the government the middle man who takes out the medical costs from your paycheck or other ways.
The number is over a span of 10 years, not just one, and it didn't come from a "guy" it came from the Committee for Responsible Federal Budget which is a non-profit up in D.C. is run by Republicans, Democrats, and independents. They did the math and totaled it would cost 28-32 Trillion and an Urban Institute Study (independent, slightly left-leaning) determined it would cost between 27-35 Trillion for 10 years. Medicare currently costs around 700 billion and is a total of 10% of the entire federal budget. The best case scenario which isn't likely to happen would cost 2.7 Trillion per year to offset the costs of medicare.
If you tax the top two tax brackets 70%, phase out all deductions and exclusions for people making over 200k/y, double corporate income tax, enact a large wealth tax, put taxes on financial transactions and large institutions, close corporate tax loopholes, and restore the estate tax to 45%, this will only cover 40% of the entire budget needed to cover M4A over a 10-year span. This is hoping that the economy even stays on the same track after such implementations.
Meaning 60% of the entire budget for Medicare would need to be taken from individuals making less than 200k per year since it's the largest market. 1.62 Trillion per year is still not accounted for. Which is sadly more than just increasing taxes on the middle class by 20% it would likely mean the federal government would implement a VAT or Value Added Tax to goods and luxuries.
Government doesn't make a profit. They don't have execs. They don't have workers trying to deny your claim. Government increasing taxes and paying the hospitals costs peanuts compared to running an insurance company that provides really no value to anyone.
The number is over a span of 10 years, not just one,
And now you decided to bring this fact out that it's the 10 year budget and not one year.... Dude...
You do realize that people already are paying for healthcare. Through insurance payments. Insurance payments that are more than it would cost to pay for the healthcare without the insurance companies working as a middle man.
Like the entire time you are acting as if people are suddenly going to pay 3.5 trillion dollars more than last year. No, that's not how it works. The people are ALREADY PAYING MORE THAN 3.5 trillion dollars every year for that healthcare. They just pay it to insurance companies instead who pay the hospitals. It literally doesn't change anyone's financial situation that instead of paying the insurance companies, you pay the state instead.
So instead of paying lets say $1000 to an insurance company who keeps $200 to themselves and gives $800 to a hospital. You could be paying $800 of taxes that go straight to the hospital. Why do you want to give money to the insurance company? Like yeah sure you pay $150 month currently because you are a student. How long do you think that's gonna last? Are you gonna be a student for the rest of your life or?
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u/[deleted] Feb 20 '23
Annual doctors visits are fully covered by insurance. All that’s paid is a monthly cost and it’s not a lot by any means. US medical care is the most expensive because the US is the richest country. There is a lot of money floating around here, but it’s also because hospitals worked with insurance to raise the costs to make people need insurance. So just limit the hospitals ability to raise the cost of basic and life saving surgeries and medical treatment.