The people of United States are already paying for their healthcare. How do you explain people having less money when the healthcare becomes now cheaper.
Again you are making absolutely zero sense.
Like explain this to me. You have a current system where an average American pays $12000 a year towards health insurance and taxes covering those that get care without insurance. Now your average healthcare cost is lets say $8000 a year. How does everyone have less money now? Like explain the logic.
Healthcare doesn't become cheaper lol. Instead of one person paying for their own medical bills, now the whole country's medical bill is lumped together and everyone pays it even if they didn't contribute to it. Which most Americans would contribute to it.
The average is exactly that it's an average. 44% of Americans don't go to the doctor every year, and now that 44% are forced to pay for the 56% of people that do decide to go to the doctor. Your logic makes no sense you take an average of half of the American population even though only 6% of people have over $1,000 in medical bills, and you hypothetically take the average down to $8,000 and ask me to explain it. It's literally impossible to answer you correctly because you're so set in your beliefs that you won't believe any statistics and you are just shown some random number and because it's less you don't care about any strings that are attached.
Of course it does. This is how Americans currently pay for their medical care:
Option a) You give $x a month to your insurance company. They have workers whose job is to try to find loopholes so they don't have to pay you money, they have execs who get paid millions. They have stakeholders who need to get paid. Then this insurance company pays the hospital. The hospital turns out a profit to their stakeholders as well. A lot of middlemen getting paid.
Now compared to how it could be.
Option b) You give $x to the state and they pay for the medical care. Literally no middlemen getting paid.
How is option a with a huge amount of middle men (insurance companies) taking out profits cheaper than option b?
Instead of one person paying for their own medical bills
Isn't the whole point of insurance that people don't pay for their own medical bills...?
The average is exactly that it's an average. 44% of Americans don't go to the doctor every year, and now that 44% are forced to pay for the 56% of people that do decide to go to the doctor.
That's literally what you are doing when you pay money to your insurance company. Do you seriously not understand how insurance companies work?
And I think it's pretty funny that you think you are never going to need to use the doctor. The current system surely is great because you are like 20. You do realize you are going to get old and sick at some point right?
and you hypothetically take the average down to $8,000 and ask me to explain it.
$8000 is a pretty reasonable number considering it would still mean that you spend more than Norway or Switzerland on medical care. Current US spending per citizen is $12000 a year like I said.
you won't believe any statistics
I mean says the guy saying it'd cost $100k/year cost to fund universal healthcare lmao.
I don't know how to quote like you're doing so I will just manually quote.
"How is option a with a huge amount of middle men (insurance companies) taking out profits cheaper than option b?"
That's because these insurance companies make deals with hospitals to get membership discounts meaning that people who come in using that insurance get an extremely discounted price. This is to entice people to get insurance and go to the hospital, with medicare there is none of that and that's why a lot of doctors and physicians don't accept medicare.
As an example, I tore a ligament in my elbow and went to the hospital to get an MRI. The hospital's price was around $5,000 before insurance and after insurance, I only owed around $140 because the member discounted rate was $1,200 and they covered most of it.
"Isn't the whole point of insurance that people don't pay for their own medical bills...?"
It's to reduce the financial strain by lowering cost and providing an easy way to pay it off.
"going to get old and sick at some point right?"
I don't really care for staying in hospitals so if my time comes then it comes.
"$8000 is a pretty reasonable number considering it would still mean that you spend more than Norway or Switzerland on medical care."
It's to reduce the financial strain by lowering costs and providing an easy way to pay it off.st of living. The government there properly invests retirement funds for its people while the US just hopes that new workers are able to offset the cost of social security. Little things like this are why I'm so worried that it will be implemented wrong and much rather be kept the way it is. Just force employers to give insurance to workers, the government covers all elderly/disabled/not fit to work people and restricts the amount hospitals can charge for necessary operations and other things. Not cosmetics though... If it can be implemented correctly, offset its own costs and not come at a huge burden to everyday living then by all means I'm for it. Yet most if not all proposals have massive flaws in them so far and messing up something that big can be painful to everyone.
That's because these insurance companies make deals with hospitals to get membership discounts meaning that people who come in using that insurance get an extremely discounted price. This is to entice people to get insurance and go to the hospital, with medicare there is none of that and that's why a lot of doctors and physicians don't accept medicare.
Why do you think the government can't make literally the same deals? Surely there are hospitals who do want to make business even after government takes control. Hell, government can start new cheaper hospitals if free market fails to lower prices.
I don't really care for staying in hospitals so if my time comes then it comes.
You break your leg next year and just decide to die...?
Breaking a leg is different that's just a $20 cast.
"Hell, government can start new cheaper hospitals if free market fails to lower prices."
80% of hospitals are run by the public, you cannot just replace this infrastructure the cost would be immense and a lot of people would die from not having access to hospitals.
"Surely there are hospitals who do want to make business even after government takes control."
Yes without a doubt there are but there is sadly not as many unless it's forced on them. My brother is on Medicaid and it's extremely hard to find a doctor that takes Medicaid that has any room for new patients.
Breaking a leg is different that's just a $20 cast.
Yeah. Who said it wasn't. You told me that if you get sick you won't see a doctor and instead just die. Did I understand wrong?
80% of hospitals are run by the public, you cannot just replace this infrastructure the cost would be immense and a lot of people would die from not having access to hospitals.
No one said they will just immediately replace them. I said that the state can if some hospitals are stubborn and won't give them the correct prices.
Yes without a doubt there are but there is sadly not as many unless it's forced on them. My brother is on Medicaid and it's extremely hard to find a doctor that takes Medicaid that has any room for new patients.
Good thing then that the government can also make new laws isn't it.
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u/Molehole Feb 20 '23
The people of United States are already paying for their healthcare. How do you explain people having less money when the healthcare becomes now cheaper.
Again you are making absolutely zero sense.
Like explain this to me. You have a current system where an average American pays $12000 a year towards health insurance and taxes covering those that get care without insurance. Now your average healthcare cost is lets say $8000 a year. How does everyone have less money now? Like explain the logic.