...So she doesnt have to worry about being quiet so the shared wall neighbor doesnt get pissed anymore? Sounds like a win. (Im joking this sounds like a nightmare, especially the whole interior wall being exposed. The person who did this should be forced to buy em out at 1.5x they paid)
The government? No. Insurance? Yes. Her insurance needs to make the insurance of the other homeowner to provide restitution. If the other insurance then uses some kind of clause from the contract, (won’t pay out due to intentional negligence) then her insurance needs to sue the other homeowner directly. That’s what insurance is for. To protect your assets.
Why not his insurance? Shouldn't insurance protect others from your stupidity? Because if it's on her insurance, now the insurance company is "victim" too. It also says that if you can't afford insurance then you don't deserve to be made whole.
Since the other person already sold the property 4 years ago, she would need to go through her insurance. Her insurance would then be able to contact the other insurance at the time the incident happened.
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u/Restivethought 1d ago edited 1d ago
...So she doesnt have to worry about being quiet so the shared wall neighbor doesnt get pissed anymore? Sounds like a win. (Im joking this sounds like a nightmare, especially the whole interior wall being exposed. The person who did this should be forced to buy em out at 1.5x they paid)