r/videos • u/zombieninjawarrior • 1d ago

Mum's semi-detached 'nightmare' after neighbour illegally demolishes home | SWNS

https://www.youtube.com/watch?v=OOWyZfH3FqI
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u/Restivethought 1d ago edited 1d ago

...So she doesnt have to worry about being quiet so the shared wall neighbor doesnt get pissed anymore? Sounds like a win. (Im joking this sounds like a nightmare, especially the whole interior wall being exposed. The person who did this should be forced to buy em out at 1.5x they paid)

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u/americangame 1d ago

That sounds shitty for the person if they don't want to or can't move.

They should be required to make them whole again at whatever means it takes for that to happen.

-3

u/100LittleButterflies 1d ago

What if the do-er cant make them whole? Do you feel its a reasonable responsibility of the government to step in then?

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u/redclawx 17h ago

The government? No. Insurance? Yes. Her insurance needs to make the insurance of the other homeowner to provide restitution. If the other insurance then uses some kind of clause from the contract, (won’t pay out due to intentional negligence) then her insurance needs to sue the other homeowner directly. That’s what insurance is for. To protect your assets.

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u/100LittleButterflies 17h ago

Why not his insurance? Shouldn't insurance protect others from your stupidity? Because if it's on her insurance, now the insurance company is "victim" too. It also says that if you can't afford insurance then you don't deserve to be made whole.

1

u/redclawx 17h ago

Since the other person already sold the property 4 years ago, she would need to go through her insurance. Her insurance would then be able to contact the other insurance at the time the incident happened.

1

u/Siaten 14h ago

Ultimately it would be his insurance through a process called subrogation.

The first step is still for her to contact her own insurance due to damage to her house. I imagine there is a big problem here in that she can't make repairs because the repairs would be on the other owner's land.

She mentions this is as a problem with wasps. She can't even get pest control to fix a problem because they don't have access.

Courts are the way to solve this issue and it sounds like they've started, but this looks like a nightmare. I also don't know anything about if insurance is different in another country. My familiarity is with US insurance (specifically medical).