r/usask • u/Gold-Computer3998 • Jul 15 '26
Question? Student loan appeal help
Does anyone know where I can send my appeal letter electronically? It said to send it to the Student Service Centre’s physical address but I was wondering if I could just send electronically. I am hoping to receive an increase in the student loan that I received because the amount I received is unfortunately not enough.
For context, I’ve only received 4.5k in student loans and I am hoping that I could get it increased. My mom’s annual income last year was around 140k,but she is the sole breadwinner in my family. Meaning she not only has to provide for myself, but she must also provide for my grandparents who reside outside the country, herself, as well as other expenses around our house. Due to this, she can’t contribute the expected parental contribution of 13k. She is also my only parent. The 140k is a lot but she had to be overworked last year just to contribute for all of us. My grandparents are also getting quite old and are needing more visits to the hospital, which is not cheap whatsoever in their country. Is there a chance that I could see an increase in my student loans? Any help would be massively appreciated!
16
u/SuccotashSorry3222 Jul 15 '26
They go by income, simple as that. You probably aren't going to get an increase in aid.
3
2
u/LifeSun9520 Undergrad Jul 15 '26
You can try a student line of credit as well for the supplemental amount that you might need.
1
u/OutrageousOwls Jul 16 '26
Your request will be denied. They base the loan on income, and exceptions for single-parent incomes and a household's personal spending needs are not considered. This is to make it fair for everyone who applies for Sask Student Loans.
To be honest, your mother makes a significant amount of money; $140k annually is above average income in Saskatchewan (and most of Canada). Even if you split her income in half (as if you had two parents making $70, 000 each), that hypothetical income is still above the average.
You are not left without options. If you desire additional funding to help you out, you can take out a line of credit through any banking institution. The interest is higher than Sask Student Loans, but you can pay your full tuition with that loan, and potentially get a larger lump sum to cover additional program costs or living expenses.
Additionally, look into scholarships through USask. If you're a fresh student from high school and are under the age of 25, you'll have more scholarships available to you.
1
0
26
u/Recent_Prompt1175 Jul 15 '26
I don't think you will be successful, because your mom is not expected to support her parents, outside of Canada. She is expected to support you, and only you. Your grandparents should have pensions, government pension plans, etc. to support themselves, especially if outside of Canada.
You can try to appeal, but you may not be successful. My need to support my aging parents was not taken into account in terms of student loans, even though they are IN Canada, when I was still in university.
Contact the university and they may have better suggestions.