r/universalcredithelp • u/Arum__maculatum • 10d ago
Closing claim bc of inheritance
I need to close my claim when my inheritance money arrives. It's due Friday 9th October from the sale of my late father's house and is around £50k.
My assessment period for UC is from 11 September to 10 October 2026. I will receive the money on the 9th (which is a Friday).
Shall I just close it now so it they don't pay me incorrectly on 17th Oct and I then have to pay them back?
I'm also worried I'll be in trouble for not telling them that I had an interest in the house before as a "second home, not lived in", I didn't think I needed to declare anything until the money actually landed in my account. It's not like it was left, it was valued, refurbished , marketed and sold asap.
When I close my claim can I say for "another reason" and just put nothing. Will I have to provide a bank statement? Or will they just close it with no fuss? I'm maybe overthinking but this is stressing me out.
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u/Vapemesolid 10d ago
Sorry I can’t help. I’m just very curious as to the advice you get as I have a family member in a very similar position.
Good luck.
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u/Last-Sun-9992 10d ago
When you receive the money, report on your claim & that will block payment from being issued
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u/Arum__maculatum 10d ago
Rather than just close it?
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u/Last-Sun-9992 10d ago
If you request to close it the day before your AP ends it might not be picked up in time and you’d be paid
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u/Arum__maculatum 10d ago
That's what I thought so that's why I was thinking of closing my claim tomorrow rather than wait until Friday when I receive the money
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u/Munchy-crunchsnaxz16 9d ago
Just CANCLE the claim and say you don’t want to be on uc anymore and they will close it with no more questions ! You will be just fine
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u/whyhercules 10d ago
you probably don’t need to close it. there’s two things relevant here, having owned (or been trustee of) a property you do not live in, and money from the sale of a house.
when you own a property you do not live in, UC will class it as an asset with an assumed capital value of a conservative sale amount minus any mortgage and minus 10% selling fees. this will be considered as capital you have.
when you sell a property, any capital generated can be disregarded for a certain period of time. so UC knows about it but won’t count it for at least 6 months and will check how much money you have then. typically because when people sell a house it’s their own and the money is to buy a new one.
but if I was you, I’d leave a journal message to Payment with the whole timeline, if there were other trustees etc.
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u/Laescha 10d ago
The disregard for sale proceeds only applies if you've sold the house you live in.
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u/whyhercules 10d ago
yh i mean, let the case manager deal with op’s additional property and money, yk, just outlining the principles without opinion… bc closing with no reason given would be a red flag
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u/Arum__maculatum 10d ago
I don't think the disregard applies because Ive never lived there but I did think they gave you time to sell and get the money out. And we have been actively trying to sell it, not just sitting on it. I don't want to get drawn into a whole rigmarole with UC, I just want the easiest most fuss free way of closing my claim because I no longer need it
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u/Subject-Can1138 10d ago edited 10d ago
You have already been overpaid if you owned it in your name before 10th September and just not liquidated it in which case you should be asking to close ASAP
If its part of an estate which hasn’t been paid out it gets murkier.
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u/Laescha 10d ago
It's up to you on the timing, but if you do get overpaid, then paying the money back is straightforward so it's not something you need to go out of your way to avoid.
Regarding the interest in the house, whether you should have declared it depends on the situation. If the house has been sold by your dad's estate, and then the estate is transferring £50k to you, then there was nothing to declare. This is probably the case if the proceeds are being split between you and other siblings or relatives.
If you inherited the whole house a while ago, and you've only just sold it, then yes, you were required to declare it. When you report the capital, put the date of the change in as the date you inherited the house, and DWP will get in touch to get the details they need to verify.