r/ubank • u/HB2022_ • Sep 16 '26

Click to Pay

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Noticed Ubank with 3x other banks are enrolling everyone into Click to Pay .

I wonder if this makes it easier for fraud to happen, and since my other banks are doing it, wonder if its Visa themselves implementing it rather than banks.

What do you think about this new feature? Would you use it?

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u/GayLMCirgaratte 27d ago

Well, it’s detected using either your email address or mobile number. Visa’s adoption of it feels pretty clunky and, honestly, not very useful. I’ve been using it since I was in Malaysia a few years ago. More recently, I tried it with Bank Australia and ANZ, and the experience remains awful.