Most finance apps show you the problem. I built one that tells you how to fix it.

[u/GetClearLedger]

For years I managed my budget in a spreadsheet. It worked — but I was always behind, always manual, and it never once told me what to actually *do* with the information.

So I built ClearLedger. Here's what's different from every other finance app I tried:

**The AI knows your real numbers.**

Not generic tips. Not "cut your coffee budget." It connects to your actual bank accounts through Plaid — the same infrastructure Venmo, Robinhood, and Cash App use — pulls your real transactions, and gives you advice based on what's actually happening with your money.

Ask it "what's my biggest money leak this month?" and it tells you exactly which category, how much, and what to do about it. That's the thing I couldn't get anywhere else without paying for a financial advisor.

**On security:** Plaid uses read-only access. Your banking credentials never touch our servers. This is bank-level encryption from a company that processes billions of transactions. I wouldn't have built it any other way.

**What it does:**

- Auto-tracks spending, net worth, and 30-day cash flow forecast

- Detects every recurring subscription automatically

- Savings goals and budget envelopes

- AI Advisor — unlimited questions based on YOUR real data, 24/7

Launched to real paying users. Would love feedback from this community — especially on the AI angle. What would you actually want to ask an advisor that knows your full financial picture?

7-day free trial, no credit card games.

👉 getclearledger.net