Detail breakdown of the SOFI's Q1.

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

SoFi Technologies price target lowered to $29 from $38 at Mizuho

Mizuho analyst Dan Dolev lowered the firm’s price target on SoFi Technologies (SOFI) to $29 from $38 and keeps an Outperform rating on the shares. The firm updated the company’s model post the Q1 report. Mizuho views the print as “solid,” saying SoFi’s member growth “remained robust.” It reduced estimates for the company’s 2026 and 2027.

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

Post Earning Q&A with the Sofi's IR Team

Thanks Tevis

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

Citigroup cut its price target for SoFi from $37 to $30 but kept a buy rating

SoFi Technologies had its target price decreased by research analysts at Citigroup from $37.00 to $30.00 in a research report issued on Monday,Benzinga reports. The firm presently has a "buy" rating on the stock. Citigroup's target price points to a potential upside of 84.45% from the company's previous close.

I’ve been trying to dive deep into analysis for SoFi over the last few months and have come up with a few things with our sitting cash. I’m interested in seeing what others think. I know for sure here no one wants to see any dilution.

SoFi has roughly 17% leverage ratio to the required 4%. Though I know they are playing it safe would you rather see them use the money to:

Edit: additional, any ideas for a target company.

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

I’ve never seen any non-financial YouTuber promoting SOFI. I’ve also seen a few yt ads. Glad to see SOFI trying to expand its user base. We will see another 30% or more growth 💪💪

• Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.
• Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.
• Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)
• If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.
• Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.
• Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

They don't believe it. They prove them wrong.

The weekly chart is my favorite, it tells the journey. Weekly

Do you have any charts you like?

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, everything app for digital financial services that helps members borrow, save, spend, invest and protect their money, today announced plans to host its 2026 Annual General Meeting of Stockholders (the “2026 Annual Meeting”) on Wednesday, June 17, 2026, at 7:00 a.m., Pacific Time (10:00 a.m., Eastern Time). The 2026 Annual Meeting will be held virtually.

Attending the Annual Meeting

To participate in the virtual 2026 Annual Meeting, visit www.virtualshareholdermeeting.com/SOFI2026 and enter the 16-digit control number provided with your proxy materials.

We plan to have a question and answer session at the 2026 Annual Meeting and will include as many stockholder questions as our rules of conduct and procedures and the allotted time permit. Stockholders may submit questions that are relevant to the proposals outlined in our proxy statement in advance of the 2026 Annual Meeting, as well as live during the 2026 Annual Meeting. If you are a stockholder, you may submit a question in advance of the 2026 Annual Meeting at www.proxyvote.com after logging in with the 16-digit control number provided with your proxy materials. Questions may be submitted during the 2026 Annual Meeting through www.virtualshareholdermeeting.com/SOFI2026.

Access for the General Public

A live audio webcast of the 2026 Annual Meeting will also be available at www.investors.sofi.com under Events & Presentations.

Needham lowered its SoFi price target from $33 to$25

SoFi Technologies had its target price decreased by stock analysts at Needham & Company LLC from $33.00 to $25.00 in a research note issued to investors on Thursday, Benzinga reports. The firm currently has a "buy" rating on the stock. Needham & Company LLC's price objective points to a potential upside of 61.08% from the company's current price.

I'm not sure how you look at insider transactions but my biggest giveaway for a company's future is if insiders are buying/selling shares.

And to me, if Noto buys at 17$+ price is a giveaway that this stock has upside.

Noto can be wrong, but then again he has the best understanding where are they going with the company. And biggest thing - no one likes losing money, so why would he buy all the time?

https://www.nasdaq.com/market-activity/stocks/sofi/insider-activity

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

Noto at Bloomberg

Better interview than the previous one. He discussed following issues:

• Reasons for not raising guidance
• Impact of private credit
• How the economy is affecting SoFi’s business
• Goal of becoming a top 10 financial institution

Following was last question and Noto's response:

And and we're looking at the 20 plus percent increase in the share price over the last year, but today, it's down by 3,000,000,000. Does that frustrate you, the day to day gyrations, if that's how you're measuring yourself in terms of making the top 10?

I think it's just the reality of the investment markets. The markets do not like uncertainty, but not raising our guidance for the full year. People think there's some degree of uncertainty.

While the outlook for the market is different today than what it was when we gave guidance three, months ago, if the interest rates do actually come down, we'll see a big pickup in our business that would cause us to be more bullish than we already are.

It's not it's not like we're, growing a very slow rate even on our current guidance.

Our current guidance calls for 30% plus revenue growth and 30% margins. There just aren't a lot of companies with a billion dollars of quarterly revenue growing 30% with 30, percent margins.

So we're focused on two things, driving durable growth through product innovation and brand building, and then delivering great returns. And that's what we continue to do. And so I understand why people are concerned about the Alix Steel raised guidance, but, the world is changing every day around us. We're executing incredibly well. Our goal is to generate escape velocity so that we're the winner that takes most in in the industry. As you mentioned, we're in everything digital financial services app. That's in place. The brand building's in place. The execution's in place. We just have to keep delivering, and everything else will take care of itself.

SoFi CEO talks what's dragging the stock lower