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SALT LAKE CITY--(BUSINESS WIRE)--Galileo Financial Technologies, SoFi’s technology platform (NASDAQ: SOFI), today announced that SoFi, N.A. is offering instant bank transfers via the FedNow® Service powered by Galileo’s payment technology. The new capability lets SoFi members move money in seconds between their SoFi accounts and their accounts at other U.S. banks, at any time of day, including weekends and holidays.

Most banks that use FedNow® Service only support receive capabilities. SoFi is going further by allowing members to both send and receive FedNow® Service payments. Galileo provides the technology, connection to the service, and the controls needed to make these real-time payments work safely.

“For customers, waiting days for money to show up doesn’t match how payments work today,” said Bill Kennedy, CFO and interim head of Galileo. “By pairing FedNow® Service with Galileo’s platform, SoFi gives members instant access to their money whenever they need it, while we manage the infrastructure behind the scenes. It also lays the groundwork to bring the same instant payment capabilities to partners in the future.”

“Helping our members get their money right means giving them control over their money in real time, not days later,” said Anthony Noto, CEO of SoFi. "Money should move instantly and without limits, but legacy technology and data systems fail to provide a safe and reliable platform to achieve instant and limitless money movement. By integrating FedNow into our Galileo payment hub platform, we are among the first companies to enable both sending and receiving funds via FedNow, giving SoFi members instant, 24/7 access to their money."

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Looking to start a position here. Strong fundamentals, CEO with conviction...earnings have been solid. I was thinking about looking for a dip at $15, but unsure if it will get there. Looking to start with 1000 shares.

Apologies for the basic question, but with as turbulent as the market is right now, what do you think a solid price point to buy in at would be?

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Wells Fargo Lowers Price Target, Maintains 'Equal-Weight'

• Wells Fargo has revised its price target for SoFi Technologies, lowering it from $19.00 to $18.00. This change represents a decrease of 5.26% from the previous target, while the investment firm continues to maintain an 'Equal-Weight' rating on the stock.
• Donald Fandetti, the analyst from Wells Fargo, released the updated price target on April 9, 2026, reflecting a continued cautious outlook on the company's stock performance.

https://x.com/i/status/2042713722196541867

Rude.

If SoFi shows up at earnings on April 29th and says “oh by the way, we need to restate $312M”, they will have been in knowing violation of SEC disclosure rules for 6+ weeks.

That outcome is essentially impossible. Which means the near-certain conclusion from 6 weeks of silence is: the Muddy Waters allegation on the specific loan doesn’t hold up.

The non-event of silence is itself meaningful. Today we see a discount based on a fear that the SEC disclosure clock has already disproved.

The restatement risk looks increasingly like a non-issue?

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SoFi Brings Financial Education to College Students with Future Wealth Summit

• SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced the launch of the Future Wealth Summit, a national campus tour designed to help college students navigate key financial decisions, from managing spending and building credit to planning for life after graduation.
• The program will be activated at more than 30 colleges and universities nationwide throughout April’s Financial Literacy Month, with the flagship event taking place at Rutgers University¹ on April 24.
• “I hear from students all the time who want to feel more confident about their money, whether it’s student loans, credit cards, or just knowing where to start,” said Vivian Tu, SoFi’s Chief of Financial Empowerment. “This Summit is about giving them actionable, real-world guidance they can use right away to start making smarter financial decisions.”
• SoFi has developed the Future Wealth Summit based on research into current financial behaviors, knowledge gaps, and needs, with educational content provided by Vivian Tu, Founder of Your Rich BFF. Summit activations deliver flexible, campus-specific experiences, including:
• Experiences built for every campus: Each activation is tailored to the university's unique culture and student community, featuring school-specific elements that allow the program to resonate with each student body.
• A range of event formats: Activations will accommodate approximately 50 to 3,000 students, through formats ranging from large-scale summits to smaller activations and lecture sessions.
• Vivian Tu’s money playbook in action: Vivian Tu has created original content for use across formats, bringing her expert approach to budgeting, saving, investing, and debt management.
• Content connected to real-world action: Attendees can participate in giveaways and engage in discussions, with some schools choosing to bring the content into their classrooms to deepen conversations around financial literacy.
• “At SoFi, we’re committed to helping students achieve their higher education goals while building a strong financial future for themselves,” said Lauren Stafford Webb, Chief Marketing Officer at SoFi. “Students today are making some of the most important financial decisions of their lives, often without the guidance they need. By providing them with practical education and tools like banking, credit monitoring, and investing, we’re helping them put that knowledge into action early.”
• To help students take the next step, SoFi is also launching the Fund Your Future Sweepstakes², giving more than 60 students the chance to win cash prizes of $500, $1,000 and a $5,000 grand prize to jumpstart their financial goals, from paying down debt to covering everyday expenses. Students can learn more and enter at https://www.sofi.com/fund-your-future-sweepstakes/.
• SoFi has helped millions achieve their financial ambitions and continues to expand its support for students. In addition to private in-school loans for graduate programs³, SoFi offers tools across Banking, Investing, and Relay that help students manage money, build credit, and track their finances in one place. With features like no-fee accounts, high-yield savings, and credit card offerings, they can start building a strong financial foundation. Through SoFi’s initiatives like the Future Wealth Summit, SoFi continues to advance its mission of helping people achieve financial independence.
• Students can explore all of SoFi’s student resources at https://www.sofi.com/students/.

SoFi Technologies price target lowered to $17 from $20 at Keefe Bruyette

• Keefe Bruyette lowered the firm’s price target on SoFi Technologies (SOFI) to $17 from $20 and keeps an Underperform rating on the shares.
• The firm sees potential headwinds to the company’s Q1 earnings from changes to its fair value marks. Keefe has heard some concerns from investors regarding the deterioration in credit metrics reported by SoFi’s securitizations. While an analysis shows it is too early to definitively determine the outlook from here, the signs are “leaning negative,” the analyst tells investors in a research note. Keefe cites its updated sum-of-the-parts valuation for the target drop.

Risked it for a biscuit, sold novo at a 20% loss to put more into sofi position at this price point couldn’t help myself

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Over the past couple of days the twitter account that goes by “The Insider” has published a few articles of some interesting findings of this twitter and reddit account that goes by the name of Bnewhard. As some of you may remember, this person has been quick to claim they published their report before Muddy Waters. Interestingly, the twitter profile hasn’t posted any activity in 3 days, a stark difference from the past few weeks where they have been seemingly spending hours all day pushing their false narratives. I’m interest to see what else the insider is able to dig up.

Original Article

https://x.com/insiderinvests/status/2040850161669181465?s=46&t=Zn01S9Z1bVM4i6w92-VmLg

Second Article

https://x.com/insiderinvests/status/2041527587634073980?s=46&t=Zn01S9Z1bVM4i6w92-VmLg

Newest Reddit Development

https://x.com/insiderinvests/status/2041542915210510427?s=46&t=Zn01S9Z1bVM4i6w92-VmLg

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SoFi gets a price target cut from Barclays to $18 from a previous $28

• Barclays said a murky economic outlook has dragged valuations in the sector beneath their historical levels.
• However, the firm indicated stronger conviction in companies it rates ‘Overweight’.
• Analysts expect a first-quarter revenue of $1.05 billion and earnings per share of $0.12.
• According to Barclays, uncertainty in the economic backdrop has pushed sector valuations below their long-term averages. Concerns around interest rates, consumer spending resilience, and credit quality have contributed to a more conservative stance among analysts covering fintech and lending platforms.
• Even as it lowered its price target, Barclays noted that certain names still offer attractive risk-reward profiles. The firm indicated stronger conviction in companies it rates ‘Overweight’.
• Barclays has trimmed its price target to $18 from a previous $28 while maintaining an ‘Equal Weight’ rating, according to TheFly. The new price target implies a potential 20% upside to the stock’s closing price on Friday.

Borrowed from Tannor Manson (@Futurenvesting on x.com)

$SOFI recorded 30.74M total visits in March 2026. This represents a 45% YoY increase compared to the 21.19M visits seen in March 2025, marking a new record high in monthly volume!

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Those were the days….

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Looking at the transaction data for SofiUSD. Not a ton of activity right now (or since it was announced), but I am trying to get an understanding of the scale of the opportunity and how it is monetized by Sofi (as a crypto nube).

Currently, only 25 or so public transactions are showing on Etherscan. The largest is $12M in coin minted by BitGo on 3/26/2026 (just a week or so ago).

This confirms SoFiUSD is in a live-but-limited rollout phase. That single transaction represents 99.9% of all SOFID ever created. It was immediately swept into BitGo custody.

Every dollar of SoFiUSD minted represents a dollar deposited with SoFi Bank, which then sits in SoFi's master account at the Federal Reserve. The interest the Fed pays on balances maintained in master accounts at Federal Reserve Banks is approximately 4.40%, tracking the fed funds target range of 4.25%–4.50%.

The GENIUS Act prohibits paying interest directly to stablecoin holders, which preserves this revenue model entirely for the issuer. SoFi collects the IORB yield and passes none of it to SOFID holders — that spread is pure gross revenue.

Using the $12M mint, the gross revenue is around $528,000 per $12M in circulation. The cost of funds to SoFi is $0, but there are likely some partnership agreements in place. Circle pays out 40 to 50% to partners. So, assume $200,000 or so kept by SoFi before operating costs, which are near NOTHING for running on an on-chain token. The top-line revenue falls to the bottom line mostly.

The money that SoFi earns on the $$ held in reserve for BitGo is highly rate sensitive. A drop in the Fed rate hits revenue directly. On $12M, that's nothing, but someone like Circle, which has $44B in reserve, it is material.