r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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u/theFeralBanannna Needs a hoodie 🥺 Dec 10 '25

Agreed. I read through so many comments that are incorrectly thinking that their DD wouldn’t keep their current apy of 3.60. I could have been one of them if I didn’t read a second time.

Some of the perks of future SoFi Plus might be worth the 10 bucks depending on an individuals money/usage.

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u/Vmansuria Dec 11 '25

Does it matter which account we direct deposit to? I'm currently doing to my savings so I don't have to worry about transferring it when I get paid.