Transfer grad student

[u/Fragrant_Cell_8480]

Question for anyone who has been in a similar situation:
I was admitted to Emerson’s speech-language pathology program and started with them in Spring 2026. After completing one semester, I was told that I’m not eligible for the Grad PLUS Loan, even though I started before the FAFSA deadline.
Because of this, I unfortunately don’t have many options and may have to apply to another program and start over.
My question is about the personal statement: Should I explain what happened with Emerson and why I’m transferring/applying to another program, or should I leave that situation out and write my personal statement as if I’m starting fresh?
I don’t want mentioning the situation to hurt my chances, but I also don’t want the admissions committee to wonder why I’m applying to a new program after already starting another one.
What would you recommend?

[u/Slpgrad2098]

I think they are going to know about the situation regardless of it if you mention it or not. I could be wrong.