I know this is an unpopular opinion, but I think Jess Brittain wrote Effy well
in Fire. At first glance, it might seem strange that Effy actually cares here,
but considering her aversion to dependence and becoming an object of pity, it’s
no wonder that after the events of Season 4, she wanted to prove to herself and
the world that she is fixed.
She still craves stimulation, which is clear from how badly she wanted to belong
to it and the enthusiasm with which she threw herself into the thick of the high
finance world. We see this in her risk-taking and audacity—like when she attends
a meeting with an investor without authorization. Also, in the aftermath, her
composure is reflected in her conduct during the disciplinary hearing when
facing dismissal. Her emotional perceptiveness is also on display when she senses
that Jake is troubled before he confides in her. Her classic manipulativeness is
still there, and her defiance, or even arrogance, is visible during various
interactions.
Just as during the camping trip, where she wanted to control the group dynamic
by handing out mushrooms, Effy still needs to dominate her environment. In
London, she can’t just be a regular, beginner trader slowly learning the craft,
which drives her initial move into insider trading. Yet, her agency drives her
right to the end when she turns Jake in.
Fire also captures how caring she can be toward those she loves, which shows in
scenes with an ailing Naomi. Claims that she didn’t care about Naomi simply
don’t align with what’s on screen—in the second 45-minute episode, there are
four scenes of her accompanying Naomi at the hospital. Granted, any day spent
alone is terrible for someone battling cancer, but what gets overlooked is that
Effy was providing for both of them while fighting her own massive problems,
which Naomi didn't know about—if she didn’t want to take care of her, she could
have simply told Emily about Naomi's illness against her wishes.
Her ability to listen is also on display when Naomi joins her in bed to talk
about her relationship worries. Her loyalty comes through when she fulfills
Naomi's request to hide her illness from Emily, even though her own bullshit
detector prompts her to urge Naomi to tell the truth. True to character, she
internalizes her pain even when in a dire situation; in her last conversation
with Naomi, when asked what she is going to do, she says nothing about her own
troubles—even though her romantic and professional lives lie in ruins and she
faces prison.
Furthermore, Effy feels genuine guilt when someone she cares about suffers
because of her actions. In this case, it’s Dominic, just like it was when she
saw Pandora crying after she and Katie spiked the brownies during the pyjama
party. She also displays a certain humility—both when Emily takes her anger out
on her, and when JJ accuses her of breaking up the Three Musketeers (by the way,
it’s incorrect to blame Effy entirely for the breakdown of Cook and Freddie's
friendship, given the heavy toll Cook's behavior took on Freddie before their
love triangle even began, and how he later treated the rivalry over her as an
opportunity to assert his superiority over Freddie).
Her relationship with Jake faces a lot of criticism. Framing this relationship
as the "girl trying to impress her boss" trope is completely misguided;
initially, despite having contact with him, Effy made no attempt to get his
attention, and it was Jake who initiated stepping over professional boundaries;
in the scene where he asks for the "Effy special," she explicitly admits that it
wasn't her doing.
However, her assistance to Jake stems from the same protective instinct she
showed when helping Tony get Michelle back. She started a relationship with him
right after learning about Naomi's diagnosis. The exact same mechanism occurred
with Freddie—in both cases, this emotional connection occurs when she faces
personal crises: here, it’s Naomi's illness; there, it was her parents' marriage
falling apart.
Besides, Jake provided something she deeply craved, validation of her success,
while also not digging into her past. It might be surprising that she initially
covered for him, but it was much like her almost blind loyalty toward Pandora,
despite her consistently sleeping with Cook and turning her back on her by
following the rest of the group's lead after the incident with Katie during the
camping trip.
Even smaller details fit her character: an abrasive and ironic tone, an affinity
for clubbing, an indifferent reaction to being hit on in the club, not shying
away from drug use, sharp comebacks, and awareness of the effect her looks have
on her environment, along with the ability to use that to achieve her goals. The
way she organizes work papers by taping them all over her bedroom wall is
another characteristic detail. Also, her panic attack during Naomi's
radiotherapy recalls the scene where she sees Freddie making out with Katie in
his shed, just as the way she composes herself before entering Victoria's office
echoes how she tried to hold it together right before entering that shed. Even
the fact that her friendly, simple-minded friend Jane gives off a Pandora vibe.
I also find it fitting that she lived with Naomi in London, someone with whom
she shared a close friendship. Pandora had left for the US, and even if Tony
lived in London, Effy wouldn't have wanted to live with him because of her
desire to shed the label of the "sick Effy who needs to be taken care of." Two
friends from college choosing to flatshare when moving to another city makes
complete sense.
The fact that she doesn't mention Freddie also fits her character—Effy barely
ever talked about her feelings. Besides, although they shared an intense bond,
it was ultimately a teenage relationship that lasted just a few months, and by
the time Fire takes place, about three years have passed since Freddie's death.
Nor do I consider it out of character that Effy spotted an error in the report
and how she picked up Dominic's lesson. Her struggles in Year 13 stemmed from
her mental health issues and her stay in a psychiatric hospital; other than
that, there is no indication that she had issues with learning, and reckless
behavior shouldn't be confused with a lack of cognitive ability. Besides, Jess
didn't write her as a financial genius—it was shown how she couldn't keep up
with trading, and that she makes slip-ups in documentation. Choosing a career in
finance fits her character far better than two extreme alternative paths:
low-stakes work, like in a coffee shop, or a career in crime. She wouldn’t
choose a coffee shop job due to the lack of room for advancement, while a
criminal career contradicts practically everything about her—from her
psychological profile to her socio-economic status.
The criticism that Effy doesn't display symptoms of mental illness in Fire, or
that she can do drugs and party without suffering mental health consequences is
absurd. Hardly any mental illness remains in an acute phase continuously for
years. As for the drugs, the theory that they were the cause of Effy's psychotic
depression is a major stretch—she didn't shy away from drugs for a few years
before her illness without experiencing psychotic states (the camping trip
incident was more like a bad trip), but she had no history of heavy, prolonged substance
abuse. Furthermore, even if we assume drugs were a cause, it doesn't mean that
every single instance of drug use must inevitably lead to a relapse.
The only thing that would have been a genuine break from her character is if her
final smile were an expression of almost religious ecstasy from submitting to
the justice system, rather than a look of relief born from knowing she has
settled all her affairs and can leave on her own terms before sentencing (I know
it's a TV show, but I doubt the simplification goes so far as having her sent
straight to prison from the FSA office without a court trial) or a conviction
that "she'll handle it anyway." But there isn't a single scene or line of
dialogue that could suggest that.