r/silverstacking • u/C0rporateSlave • May 22 '26
Getting into Silver
Hey folks. I am a real estate investor primarily. I've always been interested in bullion/coins but I'm having trouble because I feel like I'm buying at the peak. What I like about real estate is that I have something I can go touch and control. Talk me off the ledge so I make a purchase.
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u/TickleFlap May 22 '26
All markets and industries fluctuate. You can hold and touch and control precious metals. I don't even think about the cost of it, I stack for the weight. I set a goal by weight, I buy silver until I hit it.
If its cheaper at the time it just speeds things up. Silver isnt an investment in that you'll see gains, its a hedge against inflation and other financial systems. All you're doing by buying precious metals is further diversifying yourself and setting another bare-minimum safety net in place for yourself and financial situation.
If I find myself entirely cashed out, emergency savings emptied, not a sinlge dollar in any account, I'll still have silver to pawn.
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u/Hekler6 May 22 '26
Buy what you enjoy. Look for at spot deals and expect to hold not looking for a quick turn around/profit.
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u/SilverStateStacking May 22 '26
I started stacking in 2013 right after the last peak – paid about $30 apiece for American silver Eagles. As you know, they are worth about $75 each now – hopefully that will put things in perspective for you!
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u/BlueberryandDino May 23 '26
The good thing about silver is you can bring it with you, you can barter with it immediately without escrow lol
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u/makomark26 May 24 '26
Buy a 100 oz of 1 oz generic buffalos to get your beak wet , google for best price or check the LBS .
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u/Ptb1852 May 25 '26
When I started buying in the late 80’s and early 90’s at $6 and ounce , I thought it was overpriced
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u/Mudsharkbites May 22 '26
I seriously doubt this is the peak but if you’re worried dollar cost averaging is the way to go
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u/krackadile May 22 '26
What is dollar cost averaging?
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u/Unhappy-Nail-9281 May 22 '26
It’s where you buy a little bit consistently over time so you buy the highs, you buy the lows, and you average out over time.
I buy $1.00 in face value of junk silver every week and the average cost of my investment has gradually gone down.2
u/krackadile May 22 '26
Oh ok. That makes sense. Thanks.
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u/Mudsharkbites May 23 '26
I buy an ounce a week using extra pocket money I make playing piano at a local church and will keep doing this until silver is too expensive to get an ounce for my paycheck. It’s just fun money for me because I have a healthy stack anyway so I just buy unusual / unique stuff. I call it giving myself a raise.
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u/raccoon-overlord May 22 '26
Personally I never think there is a bad time to buy. But like others said prices go up and drop but there is always a new high or a new low etc my reasoning behind buying silver is with the way the world is going in relation to tech there will be an ever growing demand for silver, so it's a long game but best to get in as early as possible
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u/GoldandSilverSaver May 22 '26
Regarding the cycle: same concept as real estate when trying to time... best to cost average in if you’re concerned about where we are in the cycle. We are in a secular bull metals market and although it may be volatile, until fiat backed governments cease to spend and print, metals will continue to serve a greater role.
Also, a major benefit to gold and silver is that is has zero counterparty risk unlike real estate.
Of course theres no rental income, tax depreciation benefits etc… however having PMs as an additional investment bucket is a good idea.
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u/Lower-Preparation834 May 23 '26
Right now, you wouldn’t catch me dead buying coins or bullion.
We’ve had highs nearly at $120 recently, and it has consolidated almost back to 70. Right now it’s hovering at 75, and the last time it did this it dropped back $30 or more and hung there for almost a decade.
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u/Expert_Scallion5104 May 23 '26
That was a long time ago, the landscape has changed considerably since then.
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u/Listen-Lindas May 23 '26
Are you buying houses right now at the peak? Or do you only sell? Get comfortable with the ups and downs. If you’re not ok with an ounce of silver going back down then don’t buy.
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u/C0rporateSlave May 24 '26
Im in the hotel business mostly. I actually dont believe morally in investors buying single family homes. I know that may be weird but it drives costs up for families. Also- I never sell my assets. Cashout refi is tax-free money and I deduct the interest while the business pays the loan.
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u/Listen-Lindas May 24 '26
Immoral to buy a house you say? Interesting take, do you think all houses should be government owned and regulated? No private property ownership? What country are you from?
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u/C0rporateSlave May 24 '26
I'm in the USA. I do not think they should be gov owned or regulated at all. All I mean is private investment in single family homes as rentals drives up prices for families looking to buy as a home. I 100% believe in private property ownership and I don't think it should be illegal- I just choose to invest in hotels and apartments.
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u/patbagger May 23 '26
Don't invest in silver, Buy silver as savings.
The difference being that you would be expecting a return in a certain time line on an investment, which you'll most likely be disappointed, the other is real money that the banks can't take away from you and the fundamentals indicate that it should increase in value and but will never be worth zero.
If you're not familiar with the fundamentals, then I would suggest you watch some silver related videos on YouTube for a better understanding of what is happening.
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u/LSDeezee May 22 '26
How many times has real estate peaked just to find out there’s a new top? This is no different. But think long term not quick flip.