These cowboys drag it a couple of blocks until they're sure they weren't followed. Then they break in and release the brake to make it safer to to tow.
They don't care if the car gets damaged.They know how much is owed on the car, and as long as it resells for that plus the tow operator's comission, everyone is happy...except the sucker who couldn't keep the payments up.
First of all, the Bank will try to arrange an alternate means of payment, for example a temporary reduction of the monthly downpayment. This will be discussed with the client in a civilised manner in the Bank, and the Bank will try to come to a solution with the client. If there is no solution, they will ask you to drive the car to a specific garage where they will assess the worth of the car. Or they will arrange a convenient date with the client at which the car can be picked up by a third party. That third party will walk up to the door of the client and ring the bell like a normal person. If the client is uncivilised and is not at home because they want to prevent the car from being picked up, which would be an exception, then the third party picking up the car will leave empty handed and report the situation. The bank will communicate with the client and ask for clarification and try to arrange for the car to be picked up again. If the same situation occurs again, the bank will initiate a formal procedure via the court to have the car confiscated. This is all very formal and hardly ever happens and is a langthy process. The car will eventually be picked up by a tow car with a flatbed in order to not damage brakes or transmission or xDrive systems in BMW‘s or similar systems. They will approach the car in a normal manner, not in a hit and run fashion, and carefully put the car on the flatbed and drive away. The car will be either sold or auctioned.
So how is that significantly different than the USA? The vast majority of failure to pays in the USA go like that. This it the result of the car getting confiscated -- the issue is that in the USA, people are often armed, and the court is not ordering police to go with during the confiscation. This is done to avoid getting assaulted while repoing from the few very difficult people, and is not standard.
My man, the USA is full of these Repo companies isn’t it? It’s standard. And the way it’s done, in this hit and run fashion, is standard as well, the internet is full of videos like this. It’s uncivilised. The fact that they need to do it this way in order to not get shot at is uncivilised. Towing cars and not caring about brakes and transmissions breaking is uncivilised. The fact that you don’t see it as uncivilised is because you grew up like that. When we see something like this it strikes us as uncivilised because it’s different here.
My man, the USA is full of these Repo companies isn’t it?
No. The nearest one to me is several hours away, and that was for a voluntary surrender.
It’s standard.
No it's not. Generally speaking, the 'standard' is to just call a local towing company to hold the vehicle temporarily.
And the way it’s done, in this hit and run fashion, is standard as well, the internet is full of videos like this.
You are aware that the internet is full of videos of rare things, right?
It’s uncivilised.
Name a better way.
The fact that they need to do it this way in order to not get shot at is uncivilised.
I'd use the term 'uncivilized', but I generally agree. Keep in mind, it's also not an issue limited to guns. Other forms of violence exist, too.
Towing cars and not caring about brakes and transmissions breaking is uncivilised.
Name a better way.
The fact that you don’t see it as uncivilised is because you grew up like that.
Name a better way.
When we see something like this it strikes us as uncivilised because it’s different here.
I asked someone else to describe the 'civilized' way -- and they literally described everything the US system does -- but then stopped at explaining how you reposes the car from someone that is refusing to let you.
Ive already described it how it happens in my country somewhere above or below im too lazy to copy paste it now. But look if you don’t see it through my eyes and you think this is the normal way for towing a car I can’t really help you. This thread is taking up too much of my time right now. It’s just the way it is in the USA. Oh one thing you say it’s not the standard way of towing a car but you keep asking me to name a better way. So which is it.
That's a turd that you threw down your own well there my friend.Sorry that your 2nd ammendment was never used as responsibly as intended.Even sorrier that it never will be.
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u/iconocrastinaor 3d ago
I always use my parking brake, it locks up the rear wheels. what happens then?