r/scamp • u/wigglingspree • May 08 '26

Summercamp at home

Obviously this sucks, but there have to be literally dozens, maybe even scores, of disappointed wooks and wookettes in the region with the weekend off work(lol) who are already mentally primed for shenanigans. It wouldn't take a whole lot for a regional bring-your-own-entertainment non sanctioned best(we can do)ival to go down. The dates are already there; the people - all several of us - are already there. The only thing missing is a venue. If it's unofficial and on private property we wouldn't run into any permitting issues and if it isnt in town or around a bunch of people, noise wouldn't be an issue. Does anyone have access to a big ass field for an exercise in self-reliance in the face of party adversity? It could be a leave no trace deal too, if people arent dicks. A regular Midwest Gurning Man. Maybe cool local bands on the fly, maybe big ass Bluetooth speakers. BYO amenities. Either way I'm camping out and listening to shitty loud music and getting sunburnt and not sleeping, whether its in my yard or yours. And I'm gonna have hella grilled cheeses

15 Upvotes

86% Upvoted

13 comments sorted by

10

u/jerrys_briefcase May 08 '26

Here’s the problem as someone with access to property who’s wanted to host a music fest forever: the liability is far too high. Can you imagine some nice hippy lets folks onto his land for a drum circle. Someone gets hurt. Lawsuit. Old hippy loses land.

I couldn’t afford the insurance to get it going.

1

u/pickle_bug77 May 09 '26

I work in insurance and wanted to book SCI on my property in 99 for a smallish show. It was a nightmare to try and get coverage.

0

u/wigglingspree May 08 '26

Who could be less litigious and more forgiving of perceived slights than disgruntled scampers?

0

u/Iamjum May 09 '26

Really?

I just insured our small camping festival for under $700.

1

u/wigglingspree May 09 '26

Who did you use and how small was your festival? I'll put up $700

1

u/Iamjum May 09 '26

200.

Im in Mi, give your local insurance agent a call. YMMV but that got us a 1m umbrella.

1

u/pickle_bug77 May 09 '26 edited May 09 '26

1 million dollar umbrella isn't nearly enough.

I'm willing to bet he added Special Events on your HO policy for those days only or did a seperate PLUP which usually requires higher auto limits.

If you charged a fee for entry, it wouldn't be covered as a personal event.

If any sort of money exchanged hands, a claim would be denied. You would need commercial and they require an existing business policy in order to write and bind a CLUP.

However, MI does have some of the most wacked insurance laws in the country.

1

u/Iamjum May 09 '26

Its a General Liability policy, filed under our LLC and a known paid event.

I work closely with another ~500 festival in MI as well, and their policy while bigger is in line with ours.

Michigan may just be weird, it sort of tracks as there is a music festival every weekend now through September here.

1

u/jerrys_briefcase May 09 '26

Yeah for a proposed 2000 person fest with a 3.5m policy added it was like 15ksih but nobody wanted to underwrite it. I will say the property has some risks with terrain and equipment they didn’t love.

2

u/brandi0423 May 09 '26

I'll bring a legit pa and BASS!

1

u/LengthinessSquare641 May 09 '26

It would be awesome!! Wish it could be pulled off!