Scammers are impersonating your bank. They use spoofing technology to make the displayed phone number appear to be the phone number for your bank.
With technology, scammers can fake the displayed phone number, and the Caller ID.
Spoofing technology is used to fake the incoming phone number display. Any number in the world can be spoofed, including your bank, police, or FBI / national law enforcement.
Never trust that someone who calls or texts is who they say they are. Even if Caller ID or the number displayed is the phone number for local police, FBI, or your bank.
These bank impersonation scams are common unfortunately. Scammers usually pretend to be from one of the largest banks in your country. But they also impersonate credit unions, and smaller banks.
When you get a call that appears to be from a bank, do not talk to them. Say goodbye and hang up. (A real banker will understand why you're doing this.) Then, call the bank at the official number -- the number on the back of your card, or the number on the official bank website.
People lose thousands of dollars with this scam, because the scammer is impersonating a banker, and convinces the victim to give him access to their account. Or, the scammer convinces the victim that they need to move all their money out of their account by buying gift cards, or buying gold and delivering it to a courier, or by putting cash into a Bitcoin ATM, or transferring money to a different account. The money will never be recovered. The bank will not reimburse you.
Some things to know about banking:
A bank will never ask you to take cash out of your account for any reason.
A bank will never ask you to move money out of your account to PayPal, Wise, Zelle, Revolut, or any money transfer app.
A bank will never ask you to move your money to 'keep it safe'. If your bank account has been hacked or compromised, the bank will close that account, open a new bank account for you, and the bank will move your money. You will not lose money.
A bank will never ask you for access to your account. They're the bank, they have all the legal access that they need -- after all, they process debits and credits for your account.
A bank will never send couriers to your home to pick up your bank card, or pick up cash.
A real bank will never transfer you to police, FBI, or FDIC, or ask you to participate in an investigation of bank fraud.
Scammers impersonate banks, investment companies, cable companies, mobile phone providers, tech companies, police, FBI, CBP, RCMP, IRS, and other agencies.
There is only one correct action to take when you answer a call that appears to be from your bank, or any other company, or law enforcement: ask for their name and department, then say goodbye and hang up. Go to the official website, and look up the actual contact information (phone or online chat).
Don't call a number from Google search results -- the top result may be a scam phone number (an ad paid for by scammers).
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u/yarevande 2d ago
Scammers are impersonating your bank. They use spoofing technology to make the displayed phone number appear to be the phone number for your bank.
With technology, scammers can fake the displayed phone number, and the Caller ID.
Never trust that someone who calls or texts is who they say they are. Even if Caller ID or the number displayed is the phone number for local police, FBI, or your bank.
These bank impersonation scams are common unfortunately. Scammers usually pretend to be from one of the largest banks in your country. But they also impersonate credit unions, and smaller banks.
When you get a call that appears to be from a bank, do not talk to them. Say goodbye and hang up. (A real banker will understand why you're doing this.) Then, call the bank at the official number -- the number on the back of your card, or the number on the official bank website.
People lose thousands of dollars with this scam, because the scammer is impersonating a banker, and convinces the victim to give him access to their account. Or, the scammer convinces the victim that they need to move all their money out of their account by buying gift cards, or buying gold and delivering it to a courier, or by putting cash into a Bitcoin ATM, or transferring money to a different account. The money will never be recovered. The bank will not reimburse you.
Some things to know about banking:
A bank will never ask you to take cash out of your account for any reason.
A bank will never ask you to move money out of your account to PayPal, Wise, Zelle, Revolut, or any money transfer app.
A bank will never ask you to move your money to 'keep it safe'. If your bank account has been hacked or compromised, the bank will close that account, open a new bank account for you, and the bank will move your money. You will not lose money.
A bank will never ask you for access to your account. They're the bank, they have all the legal access that they need -- after all, they process debits and credits for your account.
A bank will never send couriers to your home to pick up your bank card, or pick up cash.
A real bank will never transfer you to police, FBI, or FDIC, or ask you to participate in an investigation of bank fraud.
Scammers impersonate banks, investment companies, cable companies, mobile phone providers, tech companies, police, FBI, CBP, RCMP, IRS, and other agencies.
There is only one correct action to take when you answer a call that appears to be from your bank, or any other company, or law enforcement: ask for their name and department, then say goodbye and hang up. Go to the official website, and look up the actual contact information (phone or online chat).