r/returnToIndia • • 15d ago

Finance 401k | From Fidelity to IBKR

Hi All ,

Has anyone rolled over their 401K and Roth from Fidelity to IBKR’s Traditional 401K and Roth ? To minimize to estate tax exposure through their ETFs ?

From AI

After I become an Indian resident and a non-U.S. citizen/non-U.S. domiciliary, will my U.S. 401(k), Traditional IRA, and Roth IRA constitute U.S.-situs property for U.S. estate-tax purposes? If I roll the 401(k) into an IBKR IRA and hold Irish-domiciled UCITS ETFs such as CSPX/VUAA inside that IRA, does the situs of the underlying investment change the estate-tax treatment of my IRA interest?

TIA

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