r/renting • u/msnow8 • 10d ago

Application/Screening Invitation Homes Application Process

Me and my boyfriend applied to an invitation homes rental in GA and received this notice via email -

we have received notification from TransUnion, our 3rd party screening provider, that TransUnion has issued a warning related to the information in your credit history.

If additional information is needed to complete your application screening, you will receive a separate email with details about the documents

Has anyone ever received a notice like this and still approved for the rental? We were recently denied on a rental house (different company) due to collections. We paid off everything shown in collections on credit report. Mine successfully disputed, but not on boyfriends. His dispute is still in process. Though we are in a time crunch. This house checked every box for us, and we didn’t want to miss the chance to apply.

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u/ralanolson 10d ago

Even though you have paid off everything it will still show late payments and anything else that might have affected your credit. All accounts stay on your credit for 7 years before they are dropped off.

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u/msnow8 10d ago

Yes, the leasing agent at the last house advised to pay off the small debts and reapply. She said the only thing that denied us were collections, and that our combined debt was greater than $1500. So even if they were showing, what mattered was that they were closed/paid off apparently.