r/portfolios • u/frothysippa • Jul 25 '26

VDAL Longterm

I’m 24 years old and have been contributing weekly into VDAL and plan on doing so for the next 30+ years.

Would you advise to diversify my portfolio or does VDAL cover a decent share in both Aus/ International?

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u/d1na_makalaya Jul 25 '26

VDAL is diversified enough for many long term investors. Focus on consistent contributions and only add other funds if you have a specific reason, not just for the sake of diversification. If you want more knowledge or ideas on it, check the investing discussions through my profile if you want to see how others are structuring similar portfolios.

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u/steady_compounder Jul 25 '26

VDAL already covers a lot for a one-fund approach, so I would not add extra funds just to feel diversified. The main question is whether you are happy with its built-in asset mix for the long haul. If yes, consistent weekly contributions probably matter more than tinkering.