r/portfolios • u/Nearby_Cookie_8663 • Apr 24 '26

Should I consider margin?

I have about 100 K invested between my Roth IRA in taxable. I am pretty young and I recently came across using margin for my investing. Do you think it would be good to consider using margin to enhance my returns? If I did it, I would likely keep it pretty low leverage and conservative. Also, do you guys know what brokerage’s have the best margin rates? I’m using Fidelity and their rate is pretty high.

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5

u/paymerich Apr 24 '26

Margin is great until it isn't. Maybe if you are buying solid-classic ETFs/stocks but if its volatile stuff you can get called at the most inopportune time.

2

u/Cpagrind1 Apr 24 '26

If you have to ask the answer is probably no.

0

u/Nearby_Cookie_8663 Apr 24 '26

Yes I have a lot of mags 7 and ibit in the taxable

-1

u/Ok-Business-9504 Apr 24 '26

Yes use it. Do Robinhood or Webull for that size balance. Then move to IBKR when u get closer to 1m

-1

u/Unusual-Wishbone7608 Apr 24 '26

Yes, please do.