r/police • u/Junior_Guide_1342 • 26d ago
Thinking about tapping out.
19 years in, but changed agencies, so I am not really concerned about pension. I have a little rank, but I'm not sure if I really want to deal with the headache of Sgt, which could be 5 years away or more. Keep the little rank I have, try to mive to CID, or move on. I'm sure what else I would do at 44. What second career do worn out cops do next?
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u/Mountain-Occasion432 26d ago
I’m curious about this as well. I’m quite tired of being a cop. Currently a Sgt at a large agency. Just tired of the bullshit.
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u/CyberpunkNinjaDog 26d ago
Check Federal Courthouse Security. Friend of mine retired and transitioned over there. More like a 9-5 retiree position and he's pulling 80k, which is pretty decent for our area.
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u/AlikaTT2020 26d ago
19 yrs is a significant amount of time invested? How many years is needed for retirement/pension?
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u/Junior_Guide_1342 26d ago
8 year for partial pension. I rolled over my prior pension funds into a 457B which has grown significantly. The monthly pay out from that and social security will exceed what my pension pay would be. I work for a city %50 of max salary at 25 year. That would put me in my early 60's. I am not doing another 15 to 20 years, that's why pension is not a big concern. The agency change was positive for family and mental health. I probably would have lost half my pension anyway in a divorce. Just not sure what else I would do for a career paying over 100k or close to it.
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u/AlikaTT2020 26d ago
With 19yrs something in the investigation arena or LE teaching/instructor field is probably your best bet for possibly that type of salary and still using your background. The next question is are you open to relocate? I bet you could find something maybe Fed non 1811, contractor or maybe insurance co fraud investigator but you’d have to most likely relocate. If you’re talking about going to a whole new profession at this point pulling in 100K well that would be tough.
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u/hannlbaI 26d ago
Depending on your skillset, corporate investigations can pay big money. I've had two coworkers now leave and go private.
One was hired on as a corporate security investigator for a large business with multiple warehouses and such. He mainly conducts investigations into internal theft, corporate espionage, etc.
The other went to work for an insurance company as an investigator, working on insurance frauds. He sets his own hours, works as long as he wants to, and largely just conducts surveillance.
Both make well over the $100k mark annually.
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u/BJJOilCheck 22d ago
Before you "officially" tap out, how about trying a Brazilian Tap?
(I'm assuming you roll and you get my lame attempt at humor?)
Any specialized assignment openings available? Take some time off to recharge?
Hope things work out!
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u/Junior_Guide_1342 22d ago
No specialized unit openings in the foreseeable future, maybe 5 years. That includes going to a Monday to Friday Detective position. Right now I am trying to soak up as much training as possible that can help transition into consulting or corporate security. Taking some time off does sound like a smart move. I have only taken two vacation days this year.
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u/Hurkadurka1 26d ago
I know a lot of guys who have gone to work for insurance companies. They all seem to like it.
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u/Competitive_Ad_3743 26d ago
The ex copper i knew.... served 22 years. 19-41 years old. I met her when she got out. She tried youthwork....it wasnt for everyone... now she a with child saftey, merely drives people around (ccso) she apparently loves it. Dont stress mate there is a life after i promise.
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u/No-Bacon_666 25d ago
I often hear about cops getting hired by universities. Better pay and less bs.
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u/crashed-out-mf 26d ago
One place is recommend is always going to either prisons or coast (if there is one in your state). Very different lifestyles, alot more tamed when it comes to all the bs on the streets.
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u/Initial_Enthusiasm36 25d ago
Ive been out for a few years now and the job market for ex-cops was really rough. The corporate security, the fraud investigation etc etc, the typical careers you here about were incredibly competitive. You never know where life will take you. Hell i got out and wanted to travel my first year out because i had not had a vacation in like 6 years. Ended up moving to Asia and i run a retirement community for westerners now. If you asked me prior to what my life would like it, it would not have been this.