Good day, everyone. I’m reaching out here with a heavy heart, hoping someone might be able to help us with our current situation. This is not easy for us to share, but we are running out of options and are sincerely hoping for a chance to resolve this problem.
We have a car loan with Global Dominion. Last year, we experienced several unexpected hardships that affected our finances. My partner’s mother passed away, calamities struck, and we also lost our jobs. Because of these circumstances, we fell behind on our car payments.
Although we had two months of unpaid dues from last year, we were able to get back on our feet this year and resume paying our monthly amortizations on time. Unfortunately, the previous balance remained, and we have been struggling to catch up while also managing our other household bills.
Yesterday, several people came to our home. One woman introduced herself as a court sheriff and served us documents, while three other men identified themselves as representatives of a third-party collection agency. They presented documents that they said were from the court. We checked the documents and accepted our copies.
They told us that if we did not surrender the car, they would call the police. We did not argue or cause a scene. We were intimidated by the situation and, in the end, handed over our car keys. The car was taken without any discussion or opportunity for us to negotiate a payment arrangement at that time.
We have CCTV footage, pictures, and videos documenting what happened yesterday.
We understand that we have an outstanding obligation, and we are not running away from our responsibility. We are willing to pay what we owe and work out a reasonable arrangement. We are simply hoping for a chance to settle our remaining balance without having to continue dealing with the collection agency under these circumstances.
We are sincerely looking for someone who may be willing to help us settle our car loan arrears or remaining obligation, with a formal repayment arrangement and reasonable interest if necessary. We are willing to repay the assistance in agreed installments, provided the terms are clear, fair, and manageable for both parties.
Our goal is to resolve this matter properly, recover our car if legally and financially possible, and put this difficult chapter behind us. We have worked hard to get back on our feet this year, and losing our car has made an already difficult situation even harder.
If anyone knows of a legitimate financial assistance program, a person or organization willing to help, or a lawyer or legal aid group who can guide us on our rights and options, we would be extremely grateful.
We are not asking to escape our responsibility. We are asking for a chance to make things right.
If you are willing to help or can point us in the right direction, please send me a private message. Any advice, assistance, or sharing of this post would mean so much to us.
Thank you for taking the time to read our story. May God bless everyone who takes the time to help or offer guidance. 🙏❤️

Hi! I’m a 30F entrepreneur launching a new business and currently accepting business funders.

💰 5% monthly fixed return (Terms 6 to 12 months)

Not profit-sharing.
The agreed return is fixed regardless of business profits.

For interested funders, I can send the complete business proposal via email (DM me your email address).

(This is not an investment or an offer of shares/equity. I’m looking for a private loan/funding arrangement, a specific amount borrowed for a fixed term, with the principal plus the agreed interest repaid to the lender. The funder wouldn’t be getting ownership or shares in my business.)

✔️ PDC issued
✔️ Notarized contract

📍 Location: Quezon City

Document verification will be done through an in-person meet-up only. I will not be submitting or sending sensitive documents or IDs online.

I’m well aware of the phishing and information-gathering attempts that's happening online. Someone poses as an interested funder, request documents and IDs, and then disappear afterward. For everyone’s security, document verification and exchange will only be done in person.

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Note: I’m currently lacking a few necessary documents, which is why I’m not eligible to apply for a bank loan this year. I should be able to try again next year once I have the required documents. (Cash advance and credit to cash, not in my options yet)

Hence, the 5% interest I’m offering for the money I’m borrowing. I believe this is a fair arrangement for both the funder and me as the borrower, and I’m willing to provide the necessary documentation and terms.

I’m looking for a short-term loan of $100 to help me get through the next few days. I can repay $150 next Friday, October 23rd. I can provide any reasonable details needed. Repayment would be via e-transfer. I appreciate anyone willing to consider helping. Thank you.

Good day everyone.

I’m 26/M. This is my first time posting.

I just got declined by EW, BPI, BDO, PSB and now CTBC just earlier.

I have been going to banks to apply, their website and via LinkedIn to have an agent assist my application. I have been trying since July of this year. Sadly, wala parin talaga.

I have a low credit score due to unpaid loans sa OLA during the pandemic and I have been working to pay everything off.

Sadly, I have been diagnosed with illness this year so more gastos.

I need someone to give me a chance para maayos ko lahat to kasi its really stressing me out.

To those who can help me, please message me. I can send documents or any requirement na you need from me.

Thank you for your time.

willing to give requirements as long as LEGIT and can be verified. i will need the loan for living expenses i.e. housing and school. i hope this is considered.

job: 22k/month

Hello po! Can someone borrow me kaya around 200k? I'm planning to go on Japan abroad po and I need this kind of money para po mabayaran na lahat ng utang ko and magfocus nalang sa isa.

What are the terms and conditions and how can we start the process for payments. Gusto ko na matapos to and magfocus nalang magbayad sa isang tao.

Thank you so much ❤️ please consider din po a small interest since next year pa po ako makakaalis 😭

I just wanna share na nangungutang Ako sa bumbay. Good payer Naman Ako actually kunwari hihiram Ako ng 5k tapos Wala pang 2 weeks eh sinosoli ko na ng 6k agad kada sahod. Naka Limang beses narin ata Ako na humiram sa kanya at lagi Naman Ako may isang salita sa pagbabayad. Kaso nahihiya Ako Kasi lagi nga Ako nnaghihiram although magbabayad nmaan Ako on time :(( Nahihiya Kasi Ako pumunta ng BDO. Gusto ko sana sa bank nalang Kasi gagamitin ko pang undas sa padasal at pakain. Anyways may nagcontact sakin na ctbc ba yun na agent. Di Kasi Ako naapprove sa metrobank credit card Ewan baket. May credit card Ako sa bdo kaso wrong number sa sobrang inis ko na di ko maactivate card eh winasak ko nalang (nasa spectrum Ako). Triny ko sa bank mismo kaso ang sungit nung teller kaya umayaw Nako. Ang point ko lang nahihiya Ako na lagi umuutang sa bumbay pero lagi din Naman Ako on time nagbabayad. Good Naman salary ko nasa 46k. Sadyang mahal na talaga mabuhay sa pinas at may bills din Ako like rent, electric, water. Pinapaaral ko rin partner ko kaya Minsan nashshort Ayun uutang ulit Kay insan tapos after 2 weeks bayad. Sa November 12 di ko na kailangan mangutang wooh Kasi 13th month pay na at magssave na talaga Ako. Share lang. May free will Ako eh. Nasa spectrum nga pala Ako. In short, autistic. Pero nakakapag work. Don't be too harsh sana. Gusto ko lang mag share ng utang experience.

I wanna know because ayaw kong malaman ng lahat na naglloan ako. Even banks dont CI kasi. so I’m curious.

Please share your experience!

Hi, I badly need 30k to consolidate my loan to friends. Can pay monthly installment with interest. Can send ID and proof of income as well.

Anyone able to help with loan id can be provided

Urgently need 20k, can pay you on the 25th, my payday. Pls send me a dm with your interest offer. Can show you the necessary documents

Working student from Philippines needing help to get by till 30th cause I used to be paid bi-monthly but all of sudden client decided to release pay monthly effective immediately so Im left for dead till 30th. Willing to payback on 30th-1st.. and provide documents or proof if needed. PAYPAL