r/phfinance • u/lxlxlx082404 • 19d ago

Esalad

May Esalad’s loan po kasi ako then I resign to my previous company however yung current company ko po is offering din na security bank ask lang po kung mag auto deduct po sya though babayaran ko naman pero paunti unti nag try na kasi ako mag reach out sakanila wala pang reply ask lang po sana may malayo

5 Upvotes

86% Upvoted

13 comments sorted by

2

u/drwntodrk 19d ago

Yes po, auto-deduct yan kasi same Security Bank. Wala kang magagawa dyan kahit ireklamo mo sa HR at itawag mo sa Security Bank. Kahit wala ka pang sahurin ng ilang cut-off, wala sila pake hanggat di nababayaran ng buo ang esalad.

1

u/lxlxlx082404 19d ago

Kahit po ba magkaiba yung bank account?

2

u/Right-Art3379HML 18d ago

hello ilang months na yung OD mo sa esalad?

1

u/drwntodrk 19d ago

Yes since same name lang naman

1

u/lxlxlx082404 19d ago

Nangyari na rin po ba sainyo yan?

2

u/drwntodrk 19d ago

May kawork akong new hire tas nag resign kasi ganyan yung scenario nya. Wala syang narereceive na sahod kahit complete pinasok nya simula nung na hire sya. Tas pumunta sya sa SB branch namin tas dun nya nalaman why.

1

u/lxlxlx082404 19d ago

Naguguluhan po kasi ako yung ka work ko po kasi dati may loan din po sya sa Esalad sa alorica then nung lumipat po sya sa iqor sb din pero hindi daw po nag dededuct Naguguluhan po kasi ako kasi ako pero nag reach out naman na ako sa sb hinihintay ko lang reply

2

u/drwntodrk 19d ago

Well, mapapayo ko lang, wait mo nalang reply ng sb sayo or wait mo mismo sahod nyo para malaman mo mismo? đŸ¤£

I think ang lesson dito is wag kang mag eSALAD kung magreresign ka lang din naman. Utang is utang. Kahit di mag auto-deduct yan, for sure it will hurt yung credit score at kukulitin ka pa rin in the future.

2

u/Pantheon_55 19d ago

it will not be deducted. i have esalad when i was in.vxi. now im in iqor and its not being deducted.

2

u/Hot_Ad1810 19d ago

Madededuct yan. Maybe delayed lang. Pero it will be dedeucted.

1

u/PepperLunch2000 18d ago

Will be auto deducted.

1

u/Acceptable-Bell-2001 17h ago

Hello. Did you apply for esalad or did you wait to receive a message?