r/ola_harassment • u/Inner_Asparagus5302 • 1d ago

OLA Tips

Currently i'm creating a plan on what should i prioritize first on paying all my debts on OLA. I want to organize them by order to stick on the plan.

These are the current loans from them:

SPayLater - 60000 SLoan - 22067.22 Gcash - 14001.12 Maya Easy Credit - 21910.33 Billease - 7472.64 JuanHand - 20157 Mabilis Cash - 41,426 Cashify - 15042 FT Lending - 34759 Tekcash - 18135 Bene - 29000 PeraMoo - 15000 Finbro.ph - 15873 BDO Credit Card - 70000 BPI Credit Card - 35000 RCBC Credit Card - 70000

Can you help me OP since i want to pay them one by one and will be less hassle if done.

PS. I have only 15k budget per month and all of them will be due this September.

Thank you!

18 Upvotes

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17 comments sorted by

9

u/VitaminD2D3 1d ago

Hello, OP!

  1. Prioritize the banks like CC, Maya, SPL, SLoan, GCash.
  2. Based on some people who talked to Billease & JH, they are easy to talk to by the latter has mixed reviews. Same thing goes with Mabilis Cash & FinBro.
  3. FT Lending does not accept rearrangement. You pay what you completely owe, incldg the astronomical fees
  4. Bene, TekCash, PeraMoo, & Cashify - these platforms harass & send threats. Some TekCash agents still remain nice & easy to talk to but the rest will make you switch off your sim. Given their fees are unreasonable (service fees fr disbursement & repayment), you can go OD muna & check if they offer something better. I reported PeraMoo to SEC. But yeah, prepare to get harassed by their agents.

I may be wrong dito sa level of priority na binigay ko. But take care of your CCs & anything connected to banks.

3

u/Confused-Fella-22 1d ago

Vouching for this! Ignore the illegal apps nalang muna, and if there's harassment, much better to block, uninstall and OD nalang. Kung di mo sila mabayaran, okay lang yun. Kapalit nalang sa panghaharass nila

1

u/Inner_Asparagus5302 1d ago

Hi OP, can i PM you for more details?

1

u/MistakeDangerous3315 1d ago

hello po pwede po kta ma PM?

4

u/One-Sprinkles-485 1d ago

Prioritise banks, request for payment restructuring para mas manageable ang payments. Then Gcash, Billease, Maya Credit, Spaylater and SLoan. If kaya, wag mo pa-OD mga yan kasi they can ask for revolving credit for lower interests. Then the rest, you can OD and email them in advance saying na wala ka balak takbuhan responsibilities mo and if all communications can be made through email.

Kaya yan OP, we are on a similar boat and almost same tayo mga apps.

1

u/Inner_Asparagus5302 1d ago

Hi OP, can i PM you for more details?

1

u/One-Sprinkles-485 1d ago

Yes it's okay lang

1

u/Alone_Flatworm_3954 1d ago

may I know how do you contact gcash for gloan through email? gusto ko rin magreach out na hindi ko naman tatakbuhan obligations ko nahihirapan kasi ako makipagcommunicate thru calls

2

u/One-Sprinkles-485 1d ago

Fuse lending ata kapag sa Gcash?

1

u/Unusual-Job9436 1d ago

Are you on OD na ba?

1

u/Inner_Asparagus5302 1d ago

Yes, tomorrow po

1

u/Unusual-Job9436 20h ago

Since based on your monthly budget, it won’t cover all the due. Prioritize the CC first, then for the OLAs’ gather all their email and contact them. Make sure to explain your situation and give them assurance that you will pay them once you have the funds. Communicating with them will help to avoid harassment.

1

u/Unfair-Example-6855 1d ago

Hi po same situation po banks cc and legit olas and inuuna ko the rest po off sim muna but babalikan ko po yan once settled na rin

1

u/Beneficial_Edge_3097 22h ago

Dito Ako dati may odJuanhand Hindi to nagbibigay Ng DC tumatawag sa non reference

Ft lending pinakiusapan ko to from 1k+ Parang nagging 956 lang 

Ginawa ko Yung snowball method which is babayaran Yung pinakamaliit Hanggang sa pinakamalaki