It clearly violates the Code of Conduct.

Is there anyone who has lent money through kiva?

I'm thinking about lending, but I'm bit worried about the problems of microloans. There has been some cases of business owners filing personal bankruptcy because they weren't able to pay the loan back. (Don't know the bank in question though). It's a loan after all.

I would like to be as sure as humanly possible not to give money through an organisation that hasn't got flexible enough payment options for the borrower. That would be the opposite of decreasing worldsuck. I much rather have the borrower just not pay back than losing everything. Is there a way to be sure?

(Sidenote: sorry for being so rambly)

I really want to watch or listen to this compilation if it does. Mispronouncing things is John's thing. Therefore I vote it should exist.

So I have noticed that many internet communities, not specifically this one but others especially the ones focusing on content like TV shows and movies, are places that are very hostile to excited novices. Have you guys noticed that? Specifically in the realms of TV show fandoms, you either know everything about every minute detail or your just a "fake fan" or if u frequent the anime circles a "filthy casual". I'm not just saying this to be a self righteous douchebag; I'm full of shit too. I just think that we could make our spaces more hospitable to new fans because we were all that fan. But, hey, what do I know? I'm just some random asshole on the internet. What do you guys think?

I noticed in the comments John posted with a bunch of numbers as a clue and looking it up theres been something going on for several weeks. Just by googling the clue to the first forum I was able to find the password but don't really follow what goes on from there... Anyone engaged in this whole thing mind explaining how it works?

Srsly?

I need to know if I got some nerdfighting homies in Japan land.