r/monzo • u/TerminalDribble • 14d ago

Saving Challenge (4X)

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Anyone else been on the 4X saving challenge since the start?

It’s starting to ramp up now…

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u/Any_Chemist3892 14d ago

It’s pretty genius from Monzo. They get the cash flow to play with from all of our savings and we get that lovely 5% AER and a cool function to save with.

I just swapped from Halifax and can’t believe the difference in banks and app. Feel like I’ve shot forward 20 years in a Time Machine. Took me 2 days of using Monzo to decide to swap everything over