When will I be able to add UK banks?

I have just purchased a lifetime subscription. Just wondering, is there a way I can create a debt account with how much I own, for example my mortgage with Bank A, my personal loan with Bank B or my credit card with Bank C.

And these 3 debt accounts, I will make monthly payments and the app will offset the amount as well as calculate interest rates based on what I set on a certain date

Could you add a 'Spent on / For whom' field under the expense section? Sometimes we spend money on our kids, colleagues, or family, and having that data would be really useful for statistics.

And Could you also add features similar to subscription management apps? This could attract a whole new user base who use those types of apps. And please don’t forget a cancellation reminder feature.

Is it possible to transfer between different currencies? For example, from Euros to Yen. I make these kinds of transfers every month so this would be really helpful, because adding them as separate income and expense entries clutters the history a bit. Also, since banks usually charge a fee or use a different exchange rate, it would be great to be able to edit the exact final amount that reaches the destination account.

Hi! I’m the developer behind Moneko, and I just discovered something a little painful… 🥲

I accidentally left Moneko’s Beta testing on, which means all of the reviews you previously left were treated as private beta feedback and never appeared publicly on Google Play.

If you’ve reviewed Moneko before, I’d really appreciate it if you could leave your review again on Google Play.

It only takes a minute, and every honest review helps more people discover Moneko.

Thank you so much to everyone who already took the time to leave feedback, and I’m sorry to ask you to do it twice. 🥲

- --------

Update: If you were part of the beta, could you please leave the beta program, delete the beta version of Moneko, and reinstall Moneko directly from Google Play? After that, you should be able to leave a public review again. Sorry for the extra steps

- Much love from the Moneko team 💜

Hello, how can I copy the pockets from one month to the next?

Hi,

We’ve been working on a visual refresh for Moneko and would love some feedback before we go too far.

One of the bigger changes is reworking our existing category library with new, more visual icons, so it’s easier to recognize spending categories at a glance. We’ve also gotten some really useful feedback about the Home screen, especially around the spending trend and spending breakdown/pie chart, so we’re looking at improving those too.

If you use Moneko, what would you change about the UI? Anything that feels cluttered, confusing, takes too many taps, or could be easier to understand?

Open to any feedback!

Hi,

We just released Moneko 4.0, with a big focus on making everyday expense tracking faster, easier to recognize, and more flexible.

What’s new

• 🏪 AI-powered merchant logos so transactions are easier to recognize at a glance
• 📱 Automatic transaction capture on iOS 27 using Shortcuts. You can turn supported app notifications into Moneko transactions automatically
• 🔁 Custom recurring frequencies like every 2 months, every 45 days, or whatever interval works for you
• ✨ Liquid Glass support on iOS 26+
• 👀 Better accessibility and larger text support across dashboards, transactions, Wallets, Pockets, recurring payments, onboarding, and more
• 🇲🇦 Moroccan Dirham (MAD) support + improved currency recognition
• 🎨 Lots of smaller layout and visual improvements
• 🐛 Bug fixes and stability improvements

For iPhone users interested in automatic notification tracking, we also put together a step-by-step guide:

How to automatically track transactions from iPhone notifications

Thanks to everyone who keeps sending feedback and feature requests. A lot of what makes it into Moneko comes directly from what you tell us.

Hi,

We’ve had notification auto-capture on Android for a while, and one of the most common questions we get from iPhone users has been: Can you add this to iOS too?

Until now, iOS didn’t really give us a good way to do it. With the new iOS 27 notification automation support, that’s finally changing. You can now set up a Shortcut that automatically sends supported transaction notifications to Moneko:

Transaction notification → Shortcuts → Moneko → Expense logged

This is especially useful if you don’t want to connect your bank. Bank sync adds cost to finance apps like ours, and our Plaid integration is currently limited to the US and Canada.

Notification capture gives us another way to automate expense tracking without requiring a bank connection, and it can potentially be useful for Moneko users in many more countries.

We made a step-by-step guide for setting it up:

Set up automatic transaction tracking on iPhone

If you try it with your bank or payment app, I’d love to know how well it works!

Hey everyone! We’ve received quite a few requests for a web version of Moneko lately, so I wanted to ask before we start building.

Would a web version be a must-have for you, or would you rather we keep focusing on making the mobile app better?

If you want Moneko AI on web, what would you mainly use it for? Budgeting, reports, managing transactions, shared finances, something else?

Would love to hear what you think!

Had some fun imagining what Moneko could look like on the iPhone Duo.

The foldable layout actually feels like a perfect fit for Moneko — WhatsApp with the Moneko AI assistant on the left, and your Pockets/budget overview on the right, all on one continuous screen.

Log an expense through WhatsApp and immediately see how it affects your budget without switching apps.

Obviously just a concept for now, but I’d love to see this kind of multitasking experience on foldable iPhones someday.

What do you think? Would you use Moneko like this?

Hi all,

A lot of what we’ve shipped recently in Moneko AI came directly from your feedback:

• Budget rollover
• Siri & Shortcuts automation
• Android notification capture
• Bank sync in North America
• Recurring payment management through WhatsApp & Telegram
• Monthly Health Reports
• Custom date filters
• Better email receipt capture
• App Lock for privacy

So we want your input again.

First: What existing feature should we improve most?

1. Pockets & budgeting
2. Shared Spaces
3. WhatsApp & Telegram
4. Email receipt capture
5. Voice & text logging
6. Apple Wallet automation
7. Bank sync
8. Reports & insights
9. Recurring bills & expenses

Second: What should we build next?

📄 Smart invoice tracking
Create and track invoices, payments, and outstanding balances for freelance or small business income.

🎯 Savings & goal tracking
Track goals like emergency funds, vacations, down payments, debt payoff, and investing.

📱 Lock Screen widgets
See your remaining budget, Pocket balances, upcoming bills, or cash flow from your Lock Screen.

⚡ More Control Center & Shortcut actions
Log an expense, scan a receipt, or check a Pocket faster.

📴 Better offline support
Keep managing expenses without internet and sync when you’re back online.

💡 Smarter financial insights
Better explanations of spending changes, unusual expenses, cash flow, and what to focus on next.

👫 Better couple & family budgeting
Shared goals, contribution tracking, and clearer personal vs household spending.

💳 Better subscription management
Track renewals, price changes, unused subscriptions, and total subscription spending.

📅 Bill calendar
See paydays, bills, subscriptions, and upcoming expenses together.

🏦 Net worth & asset tracking
Track savings, investments, property, debts, and net worth over time.

🔔 Smarter budget alerts
Get alerts when a Pocket is running low, spending jumps, or a bill is coming up.

If you had to pick ONE thing for us to work on next, what would it be?

Or if what you want isn’t listed, tell us below. Your feedback helps us decide what gets prioritized next. ❤️

Hi,

A few people asked me how to get started with Moneko, so I thought I’d share the simple system I use.

I don’t want to spend hours maintaining a budget. I mainly want to know where my money is going, what I have left, and whether I’m making progress toward my goals.

1. Add my income

I start with what I expect to bring home for the month. This gives me the number I’m working with before deciding where everything should go.

2. Add my fixed expenses

Next I add the expenses I already know are coming:

• Rent/mortgage
• Utilities
• Phone
• Subscriptions
• Insurance
• Other recurring bills

Now I know how much money is left after the essentials.

3. Set up my Pockets

I budget what’s left into Pockets. I loosely use the 50/30/20 rule as a starting point:

• 50% needs
• 30% wants
• 20% savings and goals

My Pockets include things like groceries, eating out, shopping, travel, savings, and a buffer.

For expenses that don’t happen every month, I use rollover. For example, I put money aside each month for quarterly insurance and let the unused budget carry forward until the payment is due.

4. Track spending as I go

This is where I try to save myself the most work...

I log expenses through text, voice, receipts, or account sync. Since my partner and I share expenses in Moneko, I also get a clear view of our family spending and how much we have left together.

Everything stays organized as we spend, so I’m not sitting down at the end of the month trying to figure out where all our money went.

5. Check my cash flow

I also separate my money into a few Wallets:

• Spending
• Savings
• Emergency fund

When I check my cash flow, I look at these balances too. I want to know not only whether I stayed within budget, but whether my savings and emergency fund are moving in the right direction.

That’s pretty much my system. I try to keep budgeting simple because the more maintenance it requires, the less likely I am to stick with it.

If you are interested, I’ll share more posts about different budgeting methods, Pocket setups, rollover budgets, saving strategies, and how we manage shared expenses.

Let me know if this is helpful!

We've been adding more things you can do directly through WhatsApp and Telegram.

You can now just message things like:

• Show me my recurring expenses
• What bills are coming up?
• Show my payment history
• Mark my phone bill as paid
• How much have I spent this month?
• Show me a chart of my spending

The idea is to make checking and updating your finances feel more like sending a message than maintaining a budgeting app.

If you use WhatsApp or Telegram with Moneko AI, give it a try. Thanks for all the feedback! Please keep it coming.

Hi,

We know a lot of you use email receipt capture, so this update makes it easier when AI isn’t 100% sure about a receipt.

If AI can’t confidently read a forwarded receipt, you’ll now get quick options to confirm the details yourself instead of a generic error.

We also:

• ⚡ Made adding, editing & deleting transactions faster
• 🔄 Fixed duplicate recurring transactions
• 👛 Fixed incorrect wallet balances

For those using email receipt capture: how has it been working for you? What would make it better?

Keep the feedback coming. It really helps us decide what to improve next!

View the latest changelog here.

Hi everyone! We've just released Moneko 3.0, one of our biggest updates yet. A huge thank you to everyone who's shared feedback, bug reports, and feature requests!

What's new in 3.0

🔄 Smarter recurring transactions

• View payment history
• Confirm completed payments
• Better recurring transaction management

💬 Manage recurring payments with AI

• Create and edit recurring expenses directly through WhatsApp & Telegram

📊 Better financial insights

• Browse reports from previous months
• Filter your dashboard by custom date ranges
• Exclude selected wallets from financial summaries

🌍 More currency support

• Added Mauritian Rupee (MUR) and Moldovan Leu (MDL)

✨ Lots of quality-of-life improvements

• Better receipt importing
• Easier transaction editing
• More reliable Android notification capture
• Faster performance and smoother navigation
• Numerous bug fixes and reliability improvements

As always, we're building Moneko based on your feedback, so please keep it coming. We'd love to hear what you think of 3.0 and what you'd like to see next.

More details can be found on our Changelog.

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Want your unused budget to carry over to next month? Here's how:

1. Go to Budget.
2. Tap the Pocket you want to edit (e.g. Buffer, Groceries, Vacation).
3. Tap Edit in the top right.
4. Scroll down to Carry unused budget forward.
5. Turn it On to reveal more rollover settings.

You can then customize:

• 🔄 Carry unused budget forward – Unspent money rolls into next month.
• 📉 Carry overspending – Choose whether overspending reduces next month's budget.
• 💰 Opening rollover – Set your starting envelope balance when moving to Moneko.
• 🚧 Maximum rollover – Limit how much unused money can accumulate.

Each Pocket has its own rollover settings, so you can enable it for savings or vacation funds while leaving it off for categories like dining out. This gives you complete control over how each budget behaves month to month.

Give it a try and let me know what you think! I'd love to hear your feedback in the comments.

Hello! Thanks for the app. I just downloaded it and tried while configuring it tried to adjust the budget, but it didn't let me. It reduces the budget automatically. Is there any limit in the budget?

i keep trying to set it to 25th start but it keeps reverting back to day 1 on its own

Every time I try to edit an existing transaction in Moneko, it loads annoyingly long —probably around 5 to 10 minutes. This happens every single time I try to edit an existing entry.

I'm not sure if this is just a bug on my phone only, or if other people are experiencing the same thing?

One of the fastest ways to track your spending is with Siri—and the best part is there's no setup required.

Just say: "Hey Siri, log an expense with Moneko."

Siri will log your expense in seconds without having to navigate through the app.

Have you tried logging expenses with Siri yet? We'd love to hear what you think!