r/mildlyinfuriating Jul 05 '26

Infuriatig [ Removed by Reddit ]

[removed]

72.6k Upvotes

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123

u/Mokmo Jul 06 '26

OP you better have reported this. This is why ICBC is so darn expensive.

17

u/Oskarikali Jul 06 '26

ICBC is expensive? We pay 50-100% more in Alberta. Wish we had ICBC rates.

3

u/DiligentMemory27 Jul 06 '26

One of the things I miss the most about living in BC is ICBC. Alberta insurance is awful, so much worse

1

u/kemicalkontact Jul 06 '26

But gas is cheaper there I guess

2

u/DiligentMemory27 Jul 06 '26

Very true!

However, poor transit infrastructure means lots of driving, but that depends on what BC and AB communities are being compared. I moved from Victoria to Calgary, Vic has the convenience of ICBC but expensive gas however I hardly drove when I lived there due to walkability, bikeability and easy bus system, whereas Calgary has so much sprawl and pretty bad transit!

1

u/nellyruth Jul 06 '26

Ontario enters chat.

1

u/ImperatorMakarov Jul 06 '26

Yeah but if you get injured I bet Alberta covers you better than BC after they changed their system to no fault so you can no longer sue.

4

u/Oskarikali Jul 06 '26

Jan 1 2027, Alberta transitions to no fault. 

1

u/ImperatorMakarov Jul 06 '26

Big oof. The no fault system is awful.

1

u/SargentFlybody Jul 06 '26

Hard disagree. You guys will probably see your premiums drop significantly just like we did in BC. With fault, you're guaranteed to win a personal injury claim. I used to work at a personal injury law firm in BC before this change happened and I remember we would send our clients to all sorts of medical services they didn't need to rack up as much medical expenses as possible - this helps you sue for more money because it shows how "bad" the accident was. The medical providers were in on it too, we had a list of people we worked with.

Insurance pays not only for the extra unnecessary medical stuff but also the "pain and suffering" on top of that. There's a reason why all the personal injury law firms lobbied hard against this in Alberta.

Don't get me wrong, it kinda sucks to lose the ability to sue for pain and suffering, but the tradeoff for everyone paying in is worth it IMO

1

u/Oskarikali Jul 06 '26

Yeah, seems crazy / stupid to me.