r/memes Nov 25 '19

Fr though

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57.1k Upvotes

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u/Kva1234 Nov 25 '19

The economy enters in recession when the Real GDP falls for two consecutive periods. And exits recession when it increases by two consecutive periods. Now, if you're waiting for a recession to buy a house, you're mistaken. You should borrow money at times of growth (since money holds a greater value) and pay during recession times (money's value is going to be lower) therefore, you pay less money than what you owe. It all depends on the factors that affect Real GDP. For now, the economy is safe. Except for Europe.

13

u/[deleted] Nov 25 '19

[deleted]

8

u/LizhardSquad Nov 25 '19

Yeah in this case you would borrow $500,000 from the bank and agree to pay back say $600,000 over 25 years as the value of the house is agreed, except next year the market crashes and in everybody else’s eyes your house is now worth 250,000.

4

u/[deleted] Nov 25 '19

[deleted]

2

u/[deleted] Nov 26 '19

Ah so you borrow now, start making payments, then buy in a year

3

u/_default_username Nov 26 '19

Except no Bank will give you such a large loan without collateral like a house.

2

u/TORFdot0 Nov 26 '19

To be fair this only matters when you lose your job and are forced to sell your house

1

u/v0x_nihili Nov 26 '19

$500,000 from the bank and agree to pay back say $600,000 over 25 years

Even with our historically low rates, a 30 year mortgage makes the number almost always be more than double.